Personal loans in Maxwell, NE
An estimated 249 people make their home in Maxwell, a figure that ranks 294th in Nebraska. Population in Maxwell dropped about 3.1% over the three years from 2020 to 2023.
In Maxwell, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. State law, not city hall, decides what a lender may do to Maxwell's roughly 249 residents, and a state regulator supervises it. Price two or three terms so you can see which payment is truly affordable in Maxwell. The nearest larger city is Brady, NE about 9 miles away.
Maxwell: the sourced local profile
The figures below are Maxwell's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 249 people, a figure that places Maxwell 294th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.1% fewer residents than the 2020 Census counted.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: about 44% of Nebraska's Census places are smaller than Maxwell.
- Population density: 538 people per square mile on 0.5 square miles of land.
- By land area: Maxwell ranks 247th among Nebraska's 527 places, at 0.5 sq mi.
- State share: roughly 0.0% of Nebraska's residents live in Maxwell (249 people).
- Nationally: Maxwell is the 15,775th-largest of 19,457 Census places in the dataset.
- Growth rank: Maxwell's 2020-to-2023 change ranks 439th of 527 places in Nebraska.
- Against the state trend: Maxwell's 3.1% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Maxwell places 364th among Nebraska's places by people per square mile.
- Density in context: Maxwell's 538 people per square mile sit against a Nebraska median of 830.
- Location: 41.0771, -100.5263 (Census Gazetteer coordinates).
- Nearest larger cities: Brady (9 mi); North Platte (12 mi); Gothenburg (22 mi); Hershey (25 mi); Maywood (29 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Wellfleet (25 mi); Gandy (27 mi); Moorefield (28 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 67 larger Census places fall inside that radius.
The anatomy of a Maxwell personal loan
Maxwell is a small community of about 249 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Maxwell. The term you choose in Maxwell decides the split between a comfortable payment and the total interest you pay.
How Maxwell compares across Nebraska
Against Nebraska's other places, Maxwell accounts for about 0.0% of the state's population and ranks 294th of 527 by size. For population change between 2020 and 2023, Maxwell ranks 439th of 527 in Nebraska (about the 17th percentile). Its roughly 538 residents per square mile place it 364th among Nebraska's places. The population moved by about 8 people between 2020 and 2023, a 3.1% shift.
The geography behind Maxwell
Inside Maxwell's boundaries lie about 0.5 square miles of land, with no significant water area recorded. Spread across it are roughly 538 residents per square mile. The largest place in Nebraska, Omaha, lies about 233 miles away. Within 50 miles of Maxwell there are 16 larger Census places. By land area it ranks 247th of 527 Nebraska places.
How lenders reach Maxwell
With about 538 residents per square mile, Maxwell is moderately settled, and 16 larger Census places sit within 50 miles. Whether Maxwell has a local branch or not, a Nebraska-licensed lender can serve its 249 people online on the same terms. The nearest larger city, Brady, NE about 9 miles away.
Nebraska rules behind a Maxwell personal loan
The rows below set out what a licensed lender must follow in Nebraska, and so for Maxwell's roughly 249 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Maxwell if my credit is poor?
What loan size can I expect in Maxwell?
Do I have to pledge anything to borrow in Maxwell?
Does comparing loans in Maxwell cost me credit score points?
Nearby places
- Brady, NE — population 368
- North Platte, NE — population 22,523
- Wellfleet, NE — population 69
- Gandy, NE — population 31
- Gothenburg, NE — population 3,430
- Stapleton, NE — population 246
- Moorefield, NE — population 27
- Maywood, NE — population 268