Personal loans in St. Donatus, IA

St. Donatus: population, trend and location

Most of what governs a St. Donatus loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 119, 788th among Iowa's 940 places (Vintage 2023).
• Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: about 16% of Iowa's Census places are smaller than St. Donatus.
• Population density: 318 people per square mile on 0.4 square miles of land.
• Land area rank: St. Donatus's 0.4 square miles rank 741st of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in St. Donatus.
• National rank: St. Donatus is 17,800th of 19,457 places nationwide.
• Growth in Iowa: St. Donatus stands 571st by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while St. Donatus moved 1.7%.
• Density rank: St. Donatus places 723rd among Iowa's places by people per square mile.
• Density in context: St. Donatus's 318 people per square mile sit against a Iowa median of 672.
• Location: 42.3624, -90.5422 (US Census Bureau Gazetteer).
• Nearest larger cities: La Motte (6 mi); Galena (7 mi); Menominee (8 mi); Bellevue (9 mi); East Dubuque (10 mi). Larger metros often have more branches, but online lenders reach St. Donatus on the same terms.
• Nearest smaller places: Zwingle (9 mi); Bernard (15 mi); Sageville (15 mi).
• Smaller places within 50 miles: 19 of them.
• Larger places within 100 miles: 519.

Where St. Donatus sits

St. Donatus's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 318 people per square mile. The state's population centre of gravity, Des Moines, is roughly 167 miles away. Counting outward 50 miles, 123 larger communities surround St. Donatus. The 100-mile radius contains 519 larger places.

Iowa consumer-lending rules applied in St. Donatus

Iowa has no separate rate rule for St. Donatus; the sourced rows below are what reach every lender that serves its 119 people.

Steps to take before a St. Donatus loan

A sensible order of operations for a loan in St. Donatus, home to about 119 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is St. Donatus-specific: the same Iowa licensing and disclosure rules reach all 119 residents.

How St. Donatus compares across Iowa

Against Iowa's other places, St. Donatus accounts for about 0.0% of the state's population and ranks 788th of 940 by size. Its 2020-to-2023 change ranks 571st of 940 Iowa places, putting it near the 39th percentile for growth. Its roughly 318 residents per square mile place it 723rd among Iowa's places. The population moved by about 2 people between 2020 and 2023, a 1.7% shift.

What shapes a St. Donatus personal loan

Most loans made to St. Donatus's 119 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than St. Donatus's rank of 788th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a St. Donatus loan but raises total interest, so the smallest payment is not the cheapest loan.