Personal loans in Galena, IL

Galena by the numbers

Two layers matter for a Galena borrower: the local population picture and Illinois's consumer-lending statutes.

• Population: about 3,250 people live here, which puts Galena 403rd of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• Absolute change: 66 residents lost between 2020 and 2023.
• Size percentile: Galena's 3,250 people outrank roughly 69% of the places in Illinois.
• Land and density: 4.6 square miles of land carry roughly 703 residents per square mile.
• Land area rank: Galena's 4.6 square miles rank 281st of 1,294 places in Illinois.
• Share of Illinois: Galena holds about 0.0% of the state's population, some 3,250 people.
• National rank: Galena sits 6,028th by population among the 19,457 places in this dataset.
• Growth in Illinois: Galena stands 587th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Galena's 2.0%.
• Density rank: Galena is the 853rd most densely settled place in Illinois.
• Density vs Illinois: Galena's 703 people per square mile compare with a state median of 993.
• Location: it lies at 42.4221, -90.4278 in the Census Gazetteer.
• Nearest larger cities: Dubuque (15 mi); Asbury (19 mi); Platteville (21 mi); Maquoketa (28 mi); Lancaster (33 mi). Larger metros often have more branches, but online lenders reach Galena on the same terms.
• Smaller communities close by: Menominee (7 mi); St. Donatus (7 mi); Hazel Green (8 mi), each with its own Census population profile.
• Within a 50-mile radius: 119 smaller Census places.
• Within 100 miles: 115 places are larger than Galena.

Inside a Galena personal loan

A Galena personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,250 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Galena. A longer term lowers the monthly payment on a Galena loan but raises total interest, so the smallest payment is not the cheapest loan.

Galena on the map

Galena's land area is roughly 4.6 square miles, and the Gazetteer records no significant water area within it. With 3,250 residents, the land area yields roughly 703 people per square mile. For the state's biggest city, Chicago, the distance is roughly 146 miles. Galena has 16 larger places within a 50-mile radius. Within the same 50 miles lie 119 smaller Census places.

Which Illinois laws govern a loan in Galena

Below are the Illinois rules that apply to a loan made in Galena, each with the regulator that issued it.

Galena against the rest of Illinois

Within Illinois, Galena holds roughly 0.0% of all residents, the 403rd-largest share among 1,294 places. For population change between 2020 and 2023, Galena ranks 587th of 1,294 in Illinois (about the 55th percentile). By density, at about 703 people per square mile, it ranks 853rd in Illinois. Within 50 miles sit 119 smaller Census places, alongside the 16 that are larger.

What is available to Galena borrowers

Galena is a moderately settled community of about 3,250 people, with 16 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Galena without a local office, so branch density does not change what its 3,250 residents are offered. For a larger market, the closest option is Dubuque, IA about 15 miles away.