Personal loans in Menominee, IL
Menominee counts about 211 people, and what is genuinely local about borrowing here is limited — Illinois law does the governing. Roughly 211 residents live in Menominee, the 1,089th-largest community in Illinois.
The nearest larger metro is East Dubuque, IL about 4 miles away. Menominee lost roughly 0.5% of its population across the 2020-to-2023 comparison. To lend to Menominee's 211 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Menominee.
Menominee: the sourced local profile
Most of what governs a Menominee loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 211 residents in Menominee (Vintage 2023 subcounty estimate), the 1,089th-largest figure among Illinois's 1,294 places.
- Population trend: Lower by roughly 0.5% since the 2020 count.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: bigger than about 16% of the places in Illinois, with 211 residents in Menominee.
- Land and density: 1.9 square miles of land carry roughly 110 residents per square mile.
- Land area: Menominee covers 1.9 square miles, the 506th-largest area among Illinois's 1,294 places.
- State population share: Menominee accounts for about 0.0% of everyone in Illinois.
- National rank: Menominee is 16,315th of 19,457 places nationwide.
- Growth rank: Menominee's 2020-to-2023 change ranks 175th of 1,294 places in Illinois.
- Against the state trend: Menominee's 0.5% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: Menominee ranks 1,259th by people per square mile.
- Density in context: Menominee's 110 people per square mile sit against a Illinois median of 993.
- Location: 42.4747, -90.5429 (US Census Bureau Gazetteer).
- Nearest larger cities: East Dubuque (4 mi); Hazel Green (7 mi); Galena (7 mi); Dubuque (9 mi); Benton (10 mi). Larger metros often have more branches, but online lenders reach Menominee on the same terms.
- Smaller communities close by: St. Donatus (8 mi); Sageville (10 mi); Durango (13 mi), each with its own Census population profile.
- Within a 50-mile radius: 31 smaller Census places.
- Larger places within 100 miles: 453.
Menominee against the rest of Illinois
Against Illinois's other places, Menominee accounts for about 0.0% of the state's population and ranks 1,089th of 1,294 by size. On the 2020-to-2023 trend, Menominee stands 175th among Illinois's 1,294 places — roughly the 86th percentile. At about 110 people per square mile, Menominee is the 1,259th most densely settled place in Illinois. In land area, Menominee ranks 506th among Illinois's 1,294 places.
Before you apply in Menominee
A sensible order of operations for a loan in Menominee, home to about 211 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Illinois regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Illinois; what changes is your credit file, not the fact that Menominee holds 211 people.
Which Illinois laws govern a loan in Menominee
The rows below set out what a licensed lender must follow in Illinois, and so for Menominee's roughly 211 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
What is available to Menominee borrowers
Menominee is a lightly settled community of about 211 people, with 104 larger places inside a 50-mile radius. What is available to Menominee's 211 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, East Dubuque, IL about 4 miles away.
The geography behind Menominee
Inside Menominee's boundaries lie about 1.9 square miles of land, with no significant water area recorded. That land carries about 110 people per square mile. Chicago, the largest place in Illinois, is about 153 miles from Menominee. Within 50 miles of Menominee there are 104 larger Census places. Within the same 50 miles lie 31 smaller Census places.
Common questions
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What loan size can I expect in Menominee?
Do I have to pledge anything to borrow in Menominee?
Does comparing loans in Menominee cost me credit score points?
Nearby places
- East Dubuque, IL — population 1,485
- St. Donatus, IA — population 119
- Hazel Green, WI — population 1,177
- Galena, IL — population 3,250
- Dickeyville, WI — population 1,017
- Dubuque, IA — population 58,877
- Cuba City, WI — population 2,126
- Sageville, IA — population 93