Personal loans in St. Ansgar, IA

Local context for St. Ansgar

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 1,160 — St. Ansgar ranks 246th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 0.8% below the 2020 Census base.
• People gained or lost: about 9 fewer since the 2020 base.
• Size percentile: about 74% of Iowa communities are smaller than St. Ansgar (1,160 residents).
• Population density: 1,065 people per square mile on 1.1 square miles of land.
• Land area rank: St. Ansgar's 1.1 square miles rank 348th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in St. Ansgar.
• Nationally: St. Ansgar is the 9,676th-largest of 19,457 Census places in the dataset.
• Growth rank: St. Ansgar's 2020-to-2023 change ranks 379th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while St. Ansgar moved 0.8%.
• Density in Iowa: St. Ansgar ranks 232nd by people per square mile.
• Density vs Iowa: St. Ansgar's 1,065 people per square mile compare with a state median of 672.
• Location: latitude 43.3799, longitude -92.9178 (Census Gazetteer).
• Nearest larger cities: Osage (9 mi); Manly (16 mi); Northwood (16 mi); Nora Springs (17 mi); Austin (20 mi). Larger metros often have more branches, but online lenders reach St. Ansgar on the same terms.
• Smaller towns nearby: Mitchell (5 mi); Carpenter (6 mi); Stacyville (8 mi).
• Smaller places within 50 miles: 91 of them.
• At 100 miles: 151 larger Census places fall inside that radius.

St. Ansgar on the map

St. Ansgar's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,065 people per square mile. Des Moines, the largest place in Iowa, is about 130 miles from St. Ansgar. Counting outward 50 miles, 31 larger communities surround St. Ansgar. The 100-mile radius contains 151 larger places.

How Iowa law applies in St. Ansgar

These are Iowa's sourced lending facts as they reach St. Ansgar's 1,160 residents; the state has no city-level rate rule.

How a St. Ansgar personal loan is priced

With roughly 1,160 residents, St. Ansgar is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving St. Ansgar's 1,160 residents must disclose the APR and finance charge in writing before you sign. The term you choose in St. Ansgar decides the split between a comfortable payment and the total interest you pay.

Where St. Ansgar sits in Iowa

St. Ansgar is the 246th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 379th of 940 Iowa places, putting it near the 60th percentile for growth. Its roughly 1,065 residents per square mile place it 232nd among Iowa's places. Within 50 miles sit 91 smaller Census places, alongside the 31 that are larger.

What is available to St. Ansgar borrowers

With about 1,065 residents per square mile, St. Ansgar is moderately settled, and 31 larger Census places sit within 50 miles. Distance to a branch rarely matters for St. Ansgar's 1,160 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Osage, IA about 9 miles away.