Personal loans in Osage, IA

Osage: population, trend and location

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: the Census counts 3,537 residents in Osage (Vintage 2023 subcounty estimate), the 111th-largest figure among Iowa's 940 places.
• Population trend: A drop of about 2.6% from 2020 to 2023.
• Net change: roughly 95 fewer people than the 2020 Census counted.
• Size percentile: with 3,537 residents, Osage is larger than about 88% of Iowa's Census places.
• Density: the Census land area of 2.2 sq mi holds about 1,578 people per square mile.
• Land area: Osage covers 2.2 square miles, the 178th-largest area among Iowa's 940 places.
• Share of Iowa: Osage holds about 0.1% of the state's population, some 3,537 people.
• National rank: Osage is 5,792nd of 19,457 places nationwide.
• Growth rank: Osage's 2020-to-2023 change ranks 760th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Osage moved 2.6%.
• Density in Iowa: Osage ranks 56th by people per square mile.
• Against the state median: Osage runs about 1,578 residents per square mile, where the Iowa median is 672.
• Location: coordinates 43.2827, -92.8113 (US Census Bureau Gazetteer).
• Nearest larger cities: Charles City (17 mi); Mason City (22 mi); Austin (28 mi); Clear Lake (30 mi); Cresco (35 mi). Online lenders reach Osage no matter how far the nearest branch is.
• Smaller places close by: Mitchell (4 mi); Orchard (4 mi); St. Ansgar (9 mi).
• Smaller places within 50 miles: 116 of them.
• At 100 miles: 63 larger Census places fall inside that radius.

What is available to Osage borrowers

Osage is a moderately settled community of about 3,537 people, with 10 larger places inside a 50-mile radius. Whether Osage has a local branch or not, a Iowa-licensed lender can serve its 3,537 people online on the same terms. The nearest larger city, Charles City, IA about 17 miles away.

Iowa rules behind a Osage personal loan

For the roughly 3,537 residents of Osage, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How Osage compares across Iowa

Among Iowa's 940 places, Osage sits at 111th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Osage stands 760th among Iowa's 940 places — roughly the 19th percentile. By density, at about 1,578 people per square mile, it ranks 56th in Iowa. Between 2020 and 2023 the count changed by roughly 95 residents.

Where Osage sits

The Census Gazetteer records about 2.2 square miles of land within Osage, with no significant water area listed. With 3,537 residents, the land area yields roughly 1,578 people per square mile. The largest place in Iowa, Des Moines, lies about 125 miles away. Within 50 miles of Osage there are 10 larger Census places. Within the same 50 miles lie 116 smaller Census places.

The anatomy of a Osage personal loan

With roughly 3,537 residents, Osage is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Osage's rank of 111th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Osage loan is knowable in advance — unlike a revolving card balance.