Personal loans in Lyle, MN

Personal loans in Lyle are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 517 population. An estimated 517 people make their home in Lyle, a figure that ranks 484th in Minnesota. Population in Lyle dropped about 1.1% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Lyle lender. A larger market lies at St. Ansgar, IA about 9 miles away.

Lyle: population, trend and location

What follows is Lyle's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: a Census-estimated 517, 484th among Minnesota's 853 places (Vintage 2023).
• Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: about 43% of Minnesota's Census places are smaller than Lyle.
• Land and density: 0.8 square miles of land carry roughly 684 residents per square mile.
• Land area: Lyle covers 0.8 square miles, the 605th-largest area among Minnesota's 853 places.
• Share of state population: Lyle's 517 residents are about 0.0% of Minnesota.
• Nationally: Lyle is the 13,030th-largest of 19,457 Census places in the dataset.
• Growth rank: Lyle ranks 495th among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Lyle's 1.1% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Lyle places 390th among Minnesota's places by people per square mile.
• Against the state median: Lyle runs about 684 residents per square mile, where the Minnesota median is 607.
• Location: it lies at 43.5059, -92.9412 in the Census Gazetteer.
• Nearest larger cities: St. Ansgar (9 mi); Austin (12 mi); Adams (12 mi); Northwood (14 mi); Brownsdale (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Carpenter (7 mi); Rose Creek (9 mi); Stacyville (9 mi).
• Smaller places within 50 miles: 63 of them.
• Within 100 miles: 271 places are larger than Lyle.

The Lyle borrowing checklist

Before you apply in Lyle, a community of about 517, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Lyle as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 517 residents.

Which Minnesota laws govern a loan in Lyle

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Lyle lender must follow.

Lyle in state context

Among Minnesota's 853 places, Lyle sits at 484th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Lyle stands 495th among Minnesota's 853 places — roughly the 42th percentile. Its roughly 684 residents per square mile place it 390th among Minnesota's places. In land area, Lyle ranks 605th among Minnesota's 853 places.

How a Lyle personal loan is priced

Lyle is a small community of about 517 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Lyle's rank of 484th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lyle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Lyle

Lyle is moderately settled, with about 684 people per square mile and 51 larger places within 50 miles. What is available to Lyle's 517 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is St. Ansgar, IA about 9 miles away.