Personal loans in South Frydek, TX

From the 2020 Census base to the 2023 estimate, the population rose by about 3.8%. An estimated 217 people make their home in South Frydek, a figure that ranks 1,146th in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

South Frydek, Texas — home to about 217 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. Begin with the payment, then weigh APR and total interest across the lenders that reach South Frydek's 217 residents. Every figure below is Texas's own, applied to South Frydek's 217 residents, with the publisher and retrieval date attached. The closest larger place is Brazos Country, TX about 3 miles away.

Borrowing in South Frydek: the local picture

What follows is South Frydek's place in the Census record, alongside the Texas rules that govern a personal loan made here.

Getting a loan in South Frydek

At roughly 122 people per square mile, South Frydek is lightly settled; 67 larger places lie within 50 miles. Distance to a branch rarely matters for South Frydek's 217 residents: the application is online and the price follows your credit file. The nearest bigger place is Brazos Country, TX about 3 miles away.

Inside a South Frydek personal loan

South Frydek is a small community of about 217 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in South Frydek. A longer term lowers the monthly payment on a South Frydek loan but raises total interest, so the smallest payment is not the cheapest loan.

Texas consumer-lending rules applied in South Frydek

These are Texas's sourced lending facts as they reach South Frydek's 217 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

South Frydek against the rest of Texas

Set beside Texas's 1,224 places, South Frydek ranks 1,146th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 515th of 1,224 Texas places, putting it near the 58th percentile for growth. By density, at about 122 people per square mile, it ranks 1,184th in Texas. In land area, South Frydek ranks 779th among Texas's 1,224 places.

South Frydek on the map

Inside South Frydek's boundaries lie about 1.8 square miles of land, with no significant water area recorded. With 217 residents, the land area yields roughly 122 people per square mile. The largest place in Texas, Houston, lies about 41 miles away. Within 50 miles of South Frydek there are 67 larger Census places. The 100-mile radius contains 192 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in South Frydek if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in South Frydek is the same as anywhere in Texas.
What loan size can I expect in South Frydek?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in South Frydek?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in South Frydek cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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