Personal loans in Pattison, TX
Personal loans in Pattison are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 624 population. Use the calculator on this page to price an amount and term before you commit in Pattison. Pattison is one of 1,224 Census places in Texas; its 624 residents put it at 928th. A lender that serves Pattison operates under Texas lending statutes and a Texas supervisor. The 2020 count to the 2023 estimate shows about 14.1% growth in Pattison. The next larger city is Brookshire, TX about 3 miles away.
Pattison: population, trend and location
Set out below is Pattison's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 624, 928th among Texas's 1,224 places (Vintage 2023).
- Population trend: Higher by roughly 14.1% since the 2020 count.
- People gained or lost: about 77 more since the 2020 base.
- Size percentile: Pattison sits ahead of around 24% of Texas places, at 624 people.
- Density: roughly 177 residents per square mile, spread over 3.5 sq mi of land.
- Land area rank: Pattison's 3.5 square miles rank 485th of 1,224 places in Texas.
- Share of Texas: Pattison holds about 0.0% of the state's population, some 624 people.
- National standing: Pattison ranks 12,263rd of 19,457 US places.
- Growth in Texas: Pattison stands 150th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Pattison's 14.1% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Pattison ranks 1,134th by people per square mile.
- Density in context: Pattison's 177 people per square mile sit against a Texas median of 840.
- Location: 29.8184, -95.9764 (US Census Bureau Gazetteer).
- Nearest larger cities: Brookshire (3 mi); San Felipe (8 mi); Katy (8 mi); Simonton (10 mi); Fulshear (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Brazos Country (6 mi); South Frydek (8 mi); Orchard (15 mi).
- Smaller neighbours: 18 places smaller than Pattison sit within 50 miles.
- Within 100 miles: 161 places are larger than Pattison.
Pattison's place among Texas's 1,224 places
Set beside Texas's 1,224 places, Pattison ranks 928th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 150th of 1,224 Texas places, putting it near the 88th percentile for growth. At about 177 people per square mile, Pattison is the 1,134th most densely settled place in Texas. The population moved by about 77 people between 2020 and 2023, a 14.1% shift.
Texas consumer-lending rules applied in Pattison
The rows below set out what a licensed lender must follow in Texas, and so for Pattison's roughly 624 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Pattison personal loan
A Pattison personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 624 residents. Because pricing is borrower-level, two people in Pattison can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Pattison loan is knowable in advance — unlike a revolving card balance.
Steps to take before a Pattison loan
A sensible order of operations for a loan in Pattison, home to about 624 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Texas regulator's licence list.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Texas; what changes is your credit file, not the fact that Pattison holds 624 people.
Land, water and location for Pattison
The Census Gazetteer records about 3.5 square miles of land within Pattison, with no significant water area listed. With 624 residents, the land area yields roughly 177 people per square mile. The largest place in Texas, Houston, lies about 35 miles away. Within 50 miles of Pattison there are 59 larger Census places. Within the same 50 miles lie 18 smaller Census places.
Common questions
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Nearby places
- Brookshire, TX — population 5,667
- Brazos Country, TX — population 511
- South Frydek, TX — population 217
- San Felipe, TX — population 715
- Katy, TX — population 26,360
- Simonton, TX — population 659
- Fulshear, TX — population 42,616
- Weston Lakes, TX — population 4,338