Personal loans in Wallis, TX

About 1,349 people live in Wallis, placing it 720th of 1,224 Census places in Texas. The closest larger city is East Bernard, TX about 7 miles away. Rate ceilings, licensing requirements and product limits for Wallis are all set at the Texas level. If debt is already a strain, a nonprofit credit counsellor can help Wallis residents before they take on more.

Where Wallis stands

Here is the sourced Census picture for Wallis, plus the Texas lending rules that apply to a loan taken out here.

• Population: the Census counts 1,349 residents in Wallis (Vintage 2023 subcounty estimate), the 720th-largest figure among Texas's 1,224 places.
• Population trend: A rise of about 4.0% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 52 residents.
• Size percentile: bigger than about 41% of the places in Texas, with 1,349 residents in Wallis.
• Population density: about 902 people per square mile (Census land area 1.5 sq mi).
• Land area rank: Wallis's 1.5 square miles rank 860th of 1,224 places in Texas.
• Water area: Wallis has 0.01 square miles of water, ranking 510th of 1,224 places in Texas.
• Share of Texas: Wallis holds about 0.0% of the state's population, some 1,349 people.
• National rank: Wallis is the 9,109th most populous of the 19,457 Census places covered here.
• Growth rank: Wallis ranks 508th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Wallis's 4.0%.
• Density rank: Wallis is the 576th most densely settled place in Texas.
• Density in context: Wallis's 902 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 29.6320, -96.0635.
• Nearest larger cities: East Bernard (7 mi); Weston Lakes (8 mi); Sealy (11 mi); Fulshear (11 mi); Brookshire (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Orchard (6 mi); Simonton (6 mi); South Frydek (7 mi).
• Within a 50-mile radius: 24 smaller Census places.
• Within 100 miles: 126 places are larger than Wallis.

The Texas lending rules that reach Wallis

When Texas does not publish a figure, the row links to the source instead of inventing a number; Wallis is bound by the same rules.

Land, water and location for Wallis

Wallis's land area is about 1.5 square miles; a further 0.01 square miles is water. Spread across it are roughly 902 residents per square mile. For the state's biggest city, Houston, the distance is roughly 42 miles. Wallis has 45 larger places within a 50-mile radius. By land area it ranks 860th of 1,224 Texas places.

The Wallis borrowing checklist

For Wallis's roughly 1,349 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Wallis and the rest of Texas is not the process but the borrower's own file, among the 1,349 people here.

What a Wallis borrower is actually offered

A Wallis personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,349 residents. A lender serving Wallis's 1,349 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Wallis loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Getting a loan in Wallis

Wallis is moderately settled, with about 902 people per square mile and 45 larger places within 50 miles. Distance to a branch rarely matters for Wallis's 1,349 residents: the application is online and the price follows your credit file. The nearest bigger place is East Bernard, TX about 7 miles away.