Personal loans in Seymour, WI
Seymour is a small community of about 3,515 residents, and a personal loan taken out here is governed by Wisconsin statute. Seymour shed about 0.9% of its population between the 2020 base and the 2023 estimate.
At about 3,515 residents, Seymour is larger than roughly 68% of the places in Wisconsin. Use the calculator on this page to price an amount and term before you commit in Seymour. For the 3,515 people in Seymour, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Hobart, WI about 9 miles away.
Seymour by the numbers
Seymour is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 3,515 residents in Seymour (Vintage 2023 subcounty estimate), the 191st-largest figure among Wisconsin's 605 places.
- Population trend: A loss of roughly 0.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 31 residents.
- Size percentile: roughly 68% of Wisconsin places rank below Seymour.
- Land and density: 2.8 square miles of land carry roughly 1,260 residents per square mile.
- By land area: Seymour ranks 249th among Wisconsin's 605 places, at 2.8 sq mi.
- State share: roughly 0.1% of Wisconsin's residents live in Seymour (3,515 people).
- National rank: Seymour sits 5,811th by population among the 19,457 places in this dataset.
- Growth rank: Seymour ranks 381st among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Seymour's 0.9% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Seymour places 152nd among Wisconsin's places by people per square mile.
- Density in context: Seymour's 1,260 people per square mile sit against a Wisconsin median of 800.
- Location: 44.5144, -88.3273 (US Census Bureau Gazetteer).
- Nearest larger cities: Hobart (9 mi); Pulaski (12 mi); Ashwaubenon (12 mi); Howard (13 mi); De Pere (13 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Black Creek (7 mi); Nichols (8 mi); Shiocton (13 mi).
- Smaller neighbours: 59 places smaller than Seymour sit within 50 miles.
- Within 100 miles: 90 places are larger than Seymour.
Seymour in state context
Set beside Wisconsin's 605 places, Seymour ranks 191st by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Seymour ranks 381st of 605 in Wisconsin (about the 37th percentile). Its roughly 1,260 residents per square mile place it 152nd among Wisconsin's places. By land area, its 2.8 square miles rank 249th of 605 places in Wisconsin.
Getting a loan in Seymour
Seymour is a moderately settled community of about 3,515 people, with 33 larger places inside a 50-mile radius. Whether Seymour has a local branch or not, a Wisconsin-licensed lender can serve its 3,515 people online on the same terms. For a larger market, the closest option is Hobart, WI about 9 miles away.
How a Seymour personal loan is priced
With roughly 3,515 residents, Seymour is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Seymour's 3,515 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Seymour loan but raises total interest, so the smallest payment is not the cheapest loan.
Steps to take before a Seymour loan
For Seymour's roughly 3,515 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Seymour holds 3,515 people.
Wisconsin rules behind a Seymour personal loan
These are Wisconsin's sourced lending facts as they reach Seymour's 3,515 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Seymour if my credit is poor?
What loan size can I expect in Seymour?
Do I have to pledge anything to borrow in Seymour?
Does comparing loans in Seymour cost me credit score points?
Nearby places
- Black Creek, WI — population 1,341
- Nichols, WI — population 285
- Hobart, WI — population 10,960
- Pulaski, WI — population 4,049
- Little Chute, WI — population 12,178
- Wrightstown, WI — population 3,699
- Ashwaubenon, WI — population 16,986
- Appleton, WI — population 74,719