Personal loans in Ashwaubenon, WI
Every figure below is Wisconsin's own, applied to Ashwaubenon's 16,986 residents, with the publisher and retrieval date attached. With roughly 16,986 residents, Ashwaubenon is a small town, and the lending rules its borrowers live under are written in Wisconsin, not by the city. Ashwaubenon is home to roughly 16,986 people and stands 50th by size out of 605 Census places in Wisconsin. Between the 2020 Census base and the 2023 estimate, Ashwaubenon's population barely changed. Decide the purpose of the loan and your repayment plan before sharing any details with a Ashwaubenon lender. The next larger city is De Pere, WI about 3 miles away.
Borrowing in Ashwaubenon: the local picture
Most of what governs a Ashwaubenon loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: about 16,986, ranked 50th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: About level with the 2020 Census.
- Size percentile: about 92% of Wisconsin's Census places are smaller than Ashwaubenon.
- Density: roughly 1,372 residents per square mile, spread over 12.4 sq mi of land.
- By land area: Ashwaubenon ranks 64th among Wisconsin's 605 places, at 12.4 sq mi.
- Water area rank: Ashwaubenon ranks 76th among Wisconsin's 605 places, with 0.45 sq mi.
- Within Wisconsin: about 0.4% of the state's population lives in Ashwaubenon.
- National standing: Ashwaubenon ranks 2,153rd of 19,457 US places.
- Growth in Wisconsin: Ashwaubenon stands 255th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Ashwaubenon's 0.0%.
- Density rank: Ashwaubenon places 132nd among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Ashwaubenon's 1,372 people per square mile compare with a state median of 800.
- Location: 44.4794, -88.0875 (Census Gazetteer coordinates).
- Nearest larger cities: De Pere (3 mi); Green Bay (6 mi); Howard (6 mi); Kaukauna (16 mi); Appleton (20 mi). Living near a larger metro rarely changes what is available in Ashwaubenon.
- Smaller communities close by: Allouez (3 mi); Hobart (4 mi); Bellevue (7 mi), each with its own Census population profile.
- Within a 50-mile radius: 73 smaller Census places.
- At 100 miles: 24 larger Census places fall inside that radius.
The anatomy of a Ashwaubenon personal loan
Ashwaubenon is a small town of about 16,986 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Ashwaubenon's rank of 50th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Ashwaubenon loan but raises total interest, so the smallest payment is not the cheapest loan.
Ashwaubenon against the rest of Wisconsin
Among Wisconsin's 605 places, Ashwaubenon sits at 50th for population, a share of roughly 0.4% of the state. On the 2020-to-2023 trend, Ashwaubenon stands 255th among Wisconsin's 605 places — roughly the 58th percentile. Its roughly 1,372 residents per square mile place it 132nd among Wisconsin's places. By land area, its 12.4 square miles rank 64th of 605 places in Wisconsin.
What to do before borrowing in Ashwaubenon
Before you apply in Ashwaubenon, a community of about 16,986, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Ashwaubenon-specific: the same Wisconsin licensing and disclosure rules reach all 16,986 residents.
The geography behind Ashwaubenon
Inside Ashwaubenon's boundaries lie roughly 12.4 square miles of land and 0.45 square miles of water. Spread across it are roughly 1,372 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 98 miles away. Counting outward 50 miles, 10 larger communities surround Ashwaubenon. By land area it ranks 64th of 605 Wisconsin places.
Wisconsin consumer-lending rules applied in Ashwaubenon
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Ashwaubenon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- De Pere, WI — population 25,348
- Allouez, WI — population 13,839
- Hobart, WI — population 10,960
- Howard, WI — population 20,775
- Green Bay, WI — population 105,744
- Bellevue, WI — population 16,730
- Suamico, WI — population 13,225
- Wrightstown, WI — population 3,699