Personal loans in Little Chute, WI
If you are weighing a personal loan in Little Chute, start from the payment you can carry; its 12,178 residents face the same statewide rules. By population, Little Chute sits at 80th in Wisconsin, with an estimated 12,178 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Little Chute's 12,178 residents. The trend for Little Chute between 2020 and 2023 is upward by roughly 4.8%. To lend to Little Chute's 12,178 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. A larger market lies at Kaukauna, WI about 3 miles away.
Little Chute by the numbers
The figures below are Little Chute's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 12,178 — Little Chute ranks 80th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 4.8%.
- People gained or lost: about 560 more since the 2020 base.
- Size percentile: roughly 87% of Wisconsin places rank below Little Chute.
- Population density: about 1,887 people per square mile (Census land area 6.5 sq mi).
- By land area: Little Chute ranks 113th among Wisconsin's 605 places, at 6.5 sq mi.
- Water area rank: Little Chute ranks 101st among Wisconsin's 605 places, with 0.33 sq mi.
- Share of state population: Little Chute's 12,178 residents are about 0.3% of Wisconsin.
- National rank: Little Chute sits 2,751st by population among the 19,457 places in this dataset.
- Growth rank: Little Chute ranks 34th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Little Chute's 4.8%.
- Density in Wisconsin: Little Chute ranks 73rd by people per square mile.
- Density vs Wisconsin: Little Chute's 1,887 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 44.2911, -88.3204.
- Nearest larger cities: Kaukauna (3 mi); Appleton (3 mi); Harrison (7 mi); Menasha (8 mi); Fox Crossing (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Kimberly (2 mi); Combined Locks (2 mi); Wrightstown (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 88 of them.
- At 100 miles: 58 larger Census places fall inside that radius.
Little Chute: area, density and distance
Little Chute's land area is about 6.5 square miles; a further 0.33 square miles is water. With 12,178 residents, the land area yields roughly 1,887 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 87 miles. Little Chute has 18 larger places within a 50-mile radius. By land area it ranks 113th of 605 Wisconsin places.
Where Little Chute sits in Wisconsin
Against Wisconsin's other places, Little Chute accounts for about 0.3% of the state's population and ranks 80th of 605 by size. On the 2020-to-2023 trend, Little Chute stands 34th among Wisconsin's 605 places — roughly the 94th percentile. By density, at about 1,887 people per square mile, it ranks 73rd in Wisconsin. Between 2020 and 2023 the count changed by roughly 560 residents.
A practical checklist for Little Chute borrowers
For Little Chute's roughly 12,178 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Little Chute-specific: the same Wisconsin licensing and disclosure rules reach all 12,178 residents.
The Wisconsin lending rules that reach Little Chute
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Little Chute is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How personal loans work in Little Chute
With roughly 12,178 residents, Little Chute is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Little Chute can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Little Chute loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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What loan size can I expect in Little Chute?
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Does comparing loans in Little Chute cost me credit score points?
Nearby places
- Kimberly, WI — population 7,626
- Combined Locks, WI — population 3,654
- Kaukauna, WI — population 17,493
- Appleton, WI — population 74,719
- Harrison, WI — population 14,524
- Sherwood, WI — population 3,222
- Menasha, WI — population 18,069
- Wrightstown, WI — population 3,699