Personal loans in Kaukauna, WI
With roughly 17,493 residents, Kaukauna is a small town, and the lending rules its borrowers live under are written in Wisconsin, not by the city.
The Census counts 17,493 people in Kaukauna, the 49th-largest figure among Wisconsin's 605 places. Kaukauna added about 2.4% to its population between the 2020 base and the 2023 estimate. Every figure below is Wisconsin's own, applied to Kaukauna's 17,493 residents, with the publisher and retrieval date attached. Read the disclosure for an origination fee and any prepayment penalty before signing in Kaukauna. The next larger city is Appleton, WI about 6 miles away.
Kaukauna: the sourced local profile
Kaukauna is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 17,493, ranked 49th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.4% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 404 residents.
- Size percentile: roughly 92% of Wisconsin's places have fewer residents than Kaukauna's 17,493.
- Population density: about 2,124 people per square mile (Census land area 8.2 sq mi).
- By land area: Kaukauna ranks 88th among Wisconsin's 605 places, at 8.2 sq mi.
- Water area rank: Kaukauna ranks 83rd among Wisconsin's 605 places, with 0.41 sq mi.
- State share: roughly 0.4% of Wisconsin's residents live in Kaukauna (17,493 people).
- National rank: Kaukauna is 2,106th of 19,457 places nationwide.
- Growth in Wisconsin: Kaukauna stands 80th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Kaukauna moved 2.4%.
- Density rank: Kaukauna places 54th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Kaukauna's 2,124 people per square mile compare with a state median of 800.
- Location: 44.2777, -88.2651 (US Census Bureau Gazetteer).
- Nearest larger cities: Appleton (6 mi); Menasha (9 mi); Fox Crossing (11 mi); Neenah (13 mi); De Pere (14 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Combined Locks (2 mi); Little Chute (3 mi); Kimberly (4 mi).
- Smaller neighbours: 90 places smaller than Kaukauna sit within 50 miles.
- At 100 miles: 34 larger Census places fall inside that radius.
The Kaukauna borrowing checklist
Before you hand your details to a lender in Kaukauna, where the population is near 17,493:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Kaukauna-specific: the same Wisconsin licensing and disclosure rules reach all 17,493 residents.
The state rulebook for Kaukauna
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Kaukauna lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Kaukauna
Kaukauna covers about 8.2 square miles of land, with 0.41 square miles of water inside its boundaries (Census Gazetteer). That land carries about 2,124 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 85 miles away. Counting outward 50 miles, 11 larger communities surround Kaukauna. Within the same 50 miles lie 90 smaller Census places.
Borrowing reach in Kaukauna
Kaukauna is fairly dense, with about 2,124 people per square mile and 11 larger places within 50 miles. A Wisconsin licence lets a lender serve Kaukauna without a local office, so branch density does not change what its 17,493 residents are offered. For a larger market, the closest option is Appleton, WI about 6 miles away.
How Kaukauna compares across Wisconsin
Against Wisconsin's other places, Kaukauna accounts for about 0.4% of the state's population and ranks 49th of 605 by size. On the 2020-to-2023 trend, Kaukauna stands 80th among Wisconsin's 605 places — roughly the 87th percentile. At about 2,124 people per square mile, Kaukauna is the 54th most densely settled place in Wisconsin. The population moved by about 404 people between 2020 and 2023, a 2.4% shift.
Common questions
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Nearby places
- Combined Locks, WI — population 3,654
- Little Chute, WI — population 12,178
- Kimberly, WI — population 7,626
- Harrison, WI — population 14,524
- Sherwood, WI — population 3,222
- Wrightstown, WI — population 3,699
- Appleton, WI — population 74,719
- Hilbert, WI — population 1,211