Personal loans in Hilbert, WI
For a borrower among the roughly 1,211 residents of Hilbert, a personal loan is a tool whose cost turns on the terms, not the address. The 2020 count to the 2023 estimate shows about 2.8% decline in Hilbert.
The Census counts 1,211 people in Hilbert, the 335th-largest figure among Wisconsin's 605 places. Use the calculator on this page to price an amount and term before you commit in Hilbert. Consumer lending that reaches Hilbert's 1,211 residents is governed by Wisconsin statute; no city ordinance changes it. The next larger city is Brillion, WI about 5 miles away.
Local context for Hilbert
Hilbert is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,211 residents; Hilbert is the 335th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
- People gained or lost: about 35 fewer since the 2020 base.
- Size percentile: Hilbert's 1,211 people outrank roughly 45% of the places in Wisconsin.
- Population density: 822 people per square mile on 1.5 square miles of land.
- Land area: Hilbert covers 1.5 square miles, the 396th-largest area among Wisconsin's 605 places.
- Share of state population: Hilbert's 1,211 residents are about 0.0% of Wisconsin.
- National rank: Hilbert sits 9,509th by population among the 19,457 places in this dataset.
- Growth in Wisconsin: Hilbert stands 560th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Hilbert's 2.8%.
- Density in Wisconsin: Hilbert ranks 290th by people per square mile.
- Density in context: Hilbert's 822 people per square mile sit against a Wisconsin median of 800.
- Location: coordinates 44.1415, -88.1611 (US Census Bureau Gazetteer).
- Nearest larger cities: Brillion (5 mi); Sherwood (6 mi); Harrison (7 mi); Chilton (8 mi); Kaukauna (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Potter (3 mi); Stockbridge (9 mi); Reedsville (10 mi).
- Smaller places within 50 miles: 34 of them.
- Within 100 miles: 207 places are larger than Hilbert.
How Hilbert compares across Wisconsin
Against Wisconsin's other places, Hilbert accounts for about 0.0% of the state's population and ranks 335th of 605 by size. On the 2020-to-2023 trend, Hilbert stands 560th among Wisconsin's 605 places — roughly the 7th percentile. At about 822 people per square mile, Hilbert is the 290th most densely settled place in Wisconsin. The population moved by about 35 people between 2020 and 2023, a 2.8% shift.
The geography behind Hilbert
Hilbert covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,211 residents, the land area yields roughly 822 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 75 miles away. Counting outward 50 miles, 67 larger communities surround Hilbert. Within the same 50 miles lie 34 smaller Census places.
Steps to take before a Hilbert loan
Before you hand your details to a lender in Hilbert, where the population is near 1,211:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Hilbert-specific: the same Wisconsin licensing and disclosure rules reach all 1,211 residents.
The anatomy of a Hilbert personal loan
Hilbert is a small community of about 1,211 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hilbert lender to disclose the APR and finance charge before you sign. The term you choose in Hilbert decides the split between a comfortable payment and the total interest you pay.
Wisconsin consumer-lending rules applied in Hilbert
Wisconsin has no separate rate rule for Hilbert; the sourced rows below are what reach every lender that serves its 1,211 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Potter, WI — population 230
- Brillion, WI — population 3,365
- Chilton, WI — population 3,939
- Sherwood, WI — population 3,222
- Harrison, WI — population 14,524
- Stockbridge, WI — population 657
- Kaukauna, WI — population 17,493
- Wrightstown, WI — population 3,699