Personal loans in Potter, WI
The Census estimates 230 residents in Potter, which ranks it 567th of 605 places in Wisconsin. Potter is a small community in Wisconsin, with an estimated 230 residents, and every licensed lender here follows the same state rulebook. Compare APR, not the interest rate, because the APR folds in most fees on a Potter loan. Which products a lender may offer to Potter's 230 residents follows from the Wisconsin consumer-lending framework. Census figures put the 2020-to-2023 decrease in Potter at about 6.5%. The nearest larger city is Hilbert, WI about 3 miles away.
Potter: the sourced local profile
The figures below are Potter's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 230 — Potter ranks 567th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Down about 6.5% from the 2020 Census base to the 2023 estimate.
- Absolute change: 16 residents lost between 2020 and 2023.
- Size percentile: Potter sits ahead of around 6% of Wisconsin places, at 230 people.
- Population density: about 455 people per square mile (Census land area 0.5 sq mi).
- Land area: Potter covers 0.5 square miles, the 582nd-largest area among Wisconsin's 605 places.
- Water area rank: Potter ranks 344th among Wisconsin's 605 places, with 0.01 sq mi.
- Share of Wisconsin: Potter holds about 0.0% of the state's population, some 230 people.
- National rank: Potter is the 16,023rd most populous of the 19,457 Census places covered here.
- Growth rank: Potter's 2020-to-2023 change ranks 604th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Potter's 6.5%.
- Density rank: Potter is the 441st most densely settled place in Wisconsin.
- Density in context: Potter's 455 people per square mile sit against a Wisconsin median of 800.
- Location: latitude 44.1185, longitude -88.1017 (Census Gazetteer).
- Nearest larger cities: Hilbert (3 mi); Brillion (4 mi); Chilton (7 mi); Reedsville (8 mi); Sherwood (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Ogdensburg (51 mi); Big Falls (57 mi); Marquette (58 mi).
- Smaller places within 50 miles: 0 of them.
- At 100 miles: 312 larger Census places fall inside that radius.
How personal loans work in Potter
In Potter, a small community of about 230, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Potter's rank of 567th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Potter decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Potter
With about 455 residents per square mile, Potter is lightly settled, and 96 larger Census places sit within 50 miles. What is available to Potter's 230 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hilbert, WI about 3 miles away.
Where Potter sits
Potter covers about 0.5 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 230 residents, the land area yields roughly 455 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 73 miles. Counting outward 50 miles, 96 larger communities surround Potter. The 100-mile radius contains 312 larger places.
The Wisconsin lending rules that reach Potter
Read the table as a lender's compliance picture for Potter: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
A practical checklist for Potter borrowers
Before you apply in Potter, a community of about 230, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Potter holds 230 people.
Common questions
What are my options in Potter if my credit is poor?
What loan size can I expect in Potter?
Do I have to pledge anything to borrow in Potter?
Does comparing loans in Potter cost me credit score points?
Nearby places
- Hilbert, WI — population 1,211
- Brillion, WI — population 3,365
- Chilton, WI — population 3,939
- Reedsville, WI — population 1,196
- New Holstein, WI — population 3,012
- Sherwood, WI — population 3,222
- Harrison, WI — population 14,524
- St. Nazianz, WI — population 718