Personal loans in Rogers, MN
A lender that serves Rogers operates under Minnesota lending statutes and a Minnesota supervisor. For a borrower among the roughly 13,617 residents of Rogers, a personal loan is a tool whose cost turns on the terms, not the address.
With an estimated 13,617 residents, Rogers is the 85th-largest of 853 places in Minnesota. A 2020-to-2023 comparison shows Rogers up by about 2.4%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Rogers loan. The nearest larger metro is St. Michael, MN about 6 miles away.
Rogers: population, trend and location
Most of what governs a Rogers loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: 13,617 — Rogers ranks 85th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 318 residents.
- Size percentile: bigger than about 90% of the places in Minnesota, with 13,617 residents in Rogers.
- Density: roughly 536 residents per square mile, spread over 25.4 sq mi of land.
- By land area: Rogers ranks 57th among Minnesota's 853 places, at 25.4 sq mi.
- Water area: Rogers has 0.85 square miles of water, ranking 99th of 853 places in Minnesota.
- Share of Minnesota: Rogers holds about 0.3% of the state's population, some 13,617 people.
- National rank: Rogers is the 2,537th most populous of the 19,457 Census places covered here.
- Growth rank: Rogers's 2020-to-2023 change ranks 148th of 853 places in Minnesota.
- Against the state trend: Rogers's 2.4% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Rogers is the 459th most densely settled place in Minnesota.
- Against the state median: Rogers runs about 536 residents per square mile, where the Minnesota median is 607.
- Location: mapped by the US Census Bureau at 45.1838, -93.5717.
- Nearest larger cities: St. Michael (6 mi); Otsego (6 mi); Maple Grove (7 mi); Ramsey (8 mi); Anoka (9 mi). Lenders licensed in the state serve Rogers whether or not they keep a local branch.
- Smaller communities within reach: Hanover (5 mi); Dayton (5 mi); Corcoran (5 mi).
- Within a 50-mile radius: 154 smaller Census places.
- Larger places within 100 miles: 78.
A pre-application checklist for Rogers
A sensible order of operations for a loan in Rogers, home to about 13,617 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Minnesota licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
In Rogers as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 13,617 residents.
Minnesota rules behind a Rogers personal loan
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Rogers is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How lenders reach Rogers
Rogers is moderately settled, with about 536 people per square mile and 65 larger places within 50 miles. Lenders licensed in Minnesota reach Rogers's 13,617 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is St. Michael, MN about 6 miles away.
Inside a Rogers personal loan
Rogers is a small town of about 13,617 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rogers. A longer term lowers the monthly payment on a Rogers loan but raises total interest, so the smallest payment is not the cheapest loan.
Rogers on the map
Inside Rogers's boundaries lie roughly 25.4 square miles of land and 0.85 square miles of water. Spread across it are roughly 536 residents per square mile. Minneapolis, the largest place in Minnesota, is about 21 miles from Rogers. A 50-mile radius around Rogers takes in 65 places that are larger. By land area it ranks 57th of 853 Minnesota places.
Common questions
What are my options in Rogers if my credit is poor?
What loan size can I expect in Rogers?
Do I have to pledge anything to borrow in Rogers?
Does comparing loans in Rogers cost me credit score points?
Nearby places
- Corcoran, MN — population 7,719
- Otsego, MN — population 23,241
- Hanover, MN — population 3,977
- Dayton, MN — population 10,157
- Albertville, MN — population 8,527
- St. Michael, MN — population 21,034
- Maple Grove, MN — population 71,288
- Ramsey, MN — population 28,560