Personal loans in Maple Grove, MN
With roughly 71,288 residents, Maple Grove is a mid-sized city, and the lending rules its borrowers live under are written in Minnesota, not by the city.
The Census estimates 71,288 residents in Maple Grove, which ranks it 11th of 853 places in Minnesota. A 2020-to-2023 comparison shows Maple Grove up by about 1.5%. A lender that serves Maple Grove operates under Minnesota lending statutes and a Minnesota supervisor. Rate-shopping from Maple Grove costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Brooklyn Park, MN about 6 miles away.
Local context for Maple Grove
The figures below are Maple Grove's own — Census population, land area and coordinates — followed by the Minnesota rules.
- Population: about 71,288, ranked 11th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.5% more residents than the 2020 Census counted.
- Absolute change: 1,022 residents added between 2020 and 2023.
- Size percentile: about 99% of Minnesota communities are smaller than Maple Grove (71,288 residents).
- Population density: about 2,189 people per square mile (Census land area 32.6 sq mi).
- Land area rank: Maple Grove's 32.6 square miles rank 35th of 853 places in Minnesota.
- Water area rank: Maple Grove ranks 32nd among Minnesota's 853 places, with 2.48 sq mi.
- Share of state population: Maple Grove's 71,288 residents are about 1.5% of Minnesota.
- National rank: Maple Grove sits 521st by population among the 19,457 places in this dataset.
- Growth rank: Maple Grove ranks 205th among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Maple Grove's 1.5%.
- Density rank: Maple Grove is the 58th most densely settled place in Minnesota.
- Density vs Minnesota: Maple Grove's 2,189 people per square mile compare with a state median of 607.
- Location: coordinates 45.1128, -93.4630 (US Census Bureau Gazetteer).
- Nearest larger cities: Brooklyn Park (6 mi); Plymouth (6 mi); Blaine (13 mi); Minneapolis (14 mi); Bloomington (21 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Osseo (3 mi); Dayton (5 mi); Champlin (6 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 214 of them.
- Larger places within 100 miles: 9.
The state rulebook for Maple Grove
This table holds the Minnesota rate and licensing rules for consumer loans made to Maple Grove's 71,288 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Lender access in Maple Grove
Maple Grove is a fairly dense community of about 71,288 people, with 8 larger places inside a 50-mile radius. What is available to Maple Grove's 71,288 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Brooklyn Park, MN about 6 miles away.
How a Maple Grove personal loan is priced
With roughly 71,288 residents, Maple Grove is a mid-sized city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Maple Grove's rank of 11th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Maple Grove loan but raises total interest, so the smallest payment is not the cheapest loan.
Maple Grove against the rest of Minnesota
Maple Grove is the 11th-largest of 853 Census places in Minnesota and contains about 1.5% of the state's people. Its 2020-to-2023 change ranks 205th of 853 Minnesota places, putting it near the 76th percentile for growth. By density, at about 2,189 people per square mile, it ranks 58th in Minnesota. The population moved by about 1,022 people between 2020 and 2023, a 1.5% shift.
Maple Grove: area, density and distance
Inside Maple Grove's boundaries lie roughly 32.6 square miles of land and 2.48 square miles of water. With 71,288 residents, the land area yields roughly 2,189 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 14 miles. Counting outward 50 miles, 8 larger communities surround Maple Grove. Within the same 50 miles lie 214 smaller Census places.
Common questions
What are my options in Maple Grove if my credit is poor?
What loan size can I expect in Maple Grove?
Do I have to pledge anything to borrow in Maple Grove?
Does comparing loans in Maple Grove cost me credit score points?
Nearby places
- Osseo, MN — population 2,521
- Dayton, MN — population 10,157
- Plymouth, MN — population 77,648
- Champlin, MN — population 22,856
- New Hope, MN — population 20,705
- Brooklyn Park, MN — population 82,017
- Corcoran, MN — population 7,719
- Anoka, MN — population 17,996