Personal loans in Dayton, MN

The 2020 count to the 2023 estimate shows about 39.8% growth in Dayton. For the 10,157 people in Dayton, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Dayton's 10,157 residents. A larger market lies at Anoka, MN about 4 miles away.

Local context for Dayton

Two layers matter for a Dayton borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: the Census counts 10,157 residents in Dayton (Vintage 2023 subcounty estimate), the 102nd-largest figure among Minnesota's 853 places.
• Population trend: The 2020-to-2023 change is positive, near 39.8%.
• Net change: roughly 2,894 more people than the 2020 Census counted.
• Size percentile: Dayton's 10,157 people outrank roughly 88% of the places in Minnesota.
• Density: roughly 434 residents per square mile, spread over 23.4 sq mi of land.
• Land area rank: Dayton's 23.4 square miles rank 61st of 853 places in Minnesota.
• Water area rank: Dayton ranks 51st among Minnesota's 853 places, with 1.76 sq mi.
• State population share: Dayton accounts for about 0.2% of everyone in Minnesota.
• National standing: Dayton ranks 3,128th of 19,457 US places.
• Growth rank: Dayton's 2020-to-2023 change ranks 2nd of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Dayton moved 39.8%.
• Density in Minnesota: Dayton ranks 528th by people per square mile.
• Against the state median: Dayton runs about 434 residents per square mile, where the Minnesota median is 607.
• Location: latitude 45.1891, longitude -93.4716 (Census Gazetteer).
• Nearest larger cities: Anoka (4 mi); Champlin (4 mi); Rogers (5 mi); Ramsey (5 mi); Maple Grove (5 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Osseo (6 mi); Corcoran (8 mi); Hanover (10 mi).
• Within a 50-mile radius: 139 smaller Census places.
• Within 100 miles: 91 places are larger than Dayton.

Which Minnesota laws govern a loan in Dayton

Read the table as a lender's compliance picture for Dayton: the rule, the sourced figure, the publisher and the date.

Steps to take before a Dayton loan

Before you apply in Dayton, a community of about 10,157, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Dayton-specific: the same Minnesota licensing and disclosure rules reach all 10,157 residents.

What is available to Dayton borrowers

With about 434 residents per square mile, Dayton is lightly settled, and 78 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Dayton without a local office, so branch density does not change what its 10,157 residents are offered. The nearest bigger place is Anoka, MN about 4 miles away.

Where Dayton sits in Minnesota

Set beside Minnesota's 853 places, Dayton ranks 102nd by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Dayton ranks 2nd of 853 in Minnesota (about the 100th percentile). By density, at about 434 people per square mile, it ranks 528th in Minnesota. By land area, its 23.4 square miles rank 61st of 853 places in Minnesota.

Where Dayton sits

Dayton covers about 23.4 square miles of land, with 1.76 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 434 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 18 miles away. Dayton has 78 larger places within a 50-mile radius. Within the same 50 miles lie 139 smaller Census places.