Personal loans in Renville, MN
Renville ranks 325th of 853 places in Minnesota, with a population near 1,265. Renville counts about 1,265 people, and what is genuinely local about borrowing here is limited — Minnesota law does the governing. Population in Renville dropped about 2.9% over the three years from 2020 to 2023. For a community of about 1,265, the practical step is to compare APR across at least three lenders before committing. A single loan can carry different costs on either side of a state line, and Renville sits on the Minnesota side of that line. A larger market lies at Olivia, MN about 10 miles away.
Renville: the sourced local profile
The figures below are Renville's own — Census population, land area and coordinates — followed by the Minnesota rules.
- Population: 1,265 residents; Renville is the 325th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.9% across the 2020-to-2023 comparison.
- Net change: roughly 38 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 62% of the places in Minnesota, with 1,265 residents in Renville.
- Population density: about 958 people per square mile (Census land area 1.3 sq mi).
- Land area: Renville covers 1.3 square miles, the 432nd-largest area among Minnesota's 853 places.
- Share of state population: Renville's 1,265 residents are about 0.0% of Minnesota.
- Nationally: Renville is the 9,352nd-largest of 19,457 Census places in the dataset.
- Growth rank: Renville's 2020-to-2023 change ranks 737th of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Renville moved 2.9%.
- Density rank: Renville is the 283rd most densely settled place in Minnesota.
- Density vs Minnesota: Renville's 958 people per square mile compare with a state median of 607.
- Location: mapped by the US Census Bureau at 44.7908, -95.2048.
- Nearest larger cities: Olivia (10 mi); Clara City (14 mi); Granite Falls (17 mi); Redwood Falls (18 mi); Willmar (24 mi). Online lenders reach Renville no matter how far the nearest branch is.
- Nearest smaller places: Danube (5 mi); Sacred Heart (7 mi); Prinsburg (10 mi).
- Within a 50-mile radius: 72 smaller Census places.
- At 100 miles: 180 larger Census places fall inside that radius.
What to do before borrowing in Renville
For Renville's roughly 1,265 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Minnesota; what changes is your credit file, not the fact that Renville holds 1,265 people.
The Minnesota lending rules that reach Renville
These are Minnesota's sourced lending facts as they reach Renville's 1,265 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Where Renville sits
Renville's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. With 1,265 residents, the land area yields roughly 958 people per square mile. Minneapolis, the largest place in Minnesota, is about 96 miles from Renville. A 50-mile radius around Renville takes in 21 places that are larger. By land area it ranks 432nd of 853 Minnesota places.
Getting a loan in Renville
Renville is a moderately settled community of about 1,265 people, with 21 larger places inside a 50-mile radius. What is available to Renville's 1,265 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Olivia, MN about 10 miles away.
What a Renville borrower is actually offered
In Renville, a small community of about 1,265, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Renville's rank of 325th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Renville loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Renville if my credit is poor?
What loan size can I expect in Renville?
Do I have to pledge anything to borrow in Renville?
Does comparing loans in Renville cost me credit score points?
Nearby places
- Danube, MN — population 445
- Prinsburg, MN — population 504
- Sacred Heart, MN — population 490
- Delhi, MN — population 45
- Olivia, MN — population 2,289
- Belview, MN — population 287
- Raymond, MN — population 788
- Clara City, MN — population 1,360