Personal loans in Olivia, MN

With an estimated 2,289 residents, Olivia is the 247th-largest of 853 places in Minnesota. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Olivia loan. State law, not city hall, decides what a lender may do to Olivia's roughly 2,289 residents, and a state regulator supervises it. The nearest larger metro is Redwood Falls, MN about 17 miles away.

Borrowing in Olivia: the local picture

Set out below is Olivia's local context next to the state-level rules that reach every lender here.

• Population: 2,289 people, a figure that places Olivia 247th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• Net change: roughly 63 fewer people than the 2020 Census counted.
• Size percentile: about 71% of Minnesota communities are smaller than Olivia (2,289 residents).
• Land and density: 2.4 square miles of land carry roughly 945 residents per square mile.
• By land area: Olivia ranks 291st among Minnesota's 853 places, at 2.4 sq mi.
• State population share: Olivia accounts for about 0.0% of everyone in Minnesota.
• National rank: Olivia is the 7,137th most populous of the 19,457 Census places covered here.
• Growth rank: Olivia's 2020-to-2023 change ranks 708th of 853 places in Minnesota.
• Against the state trend: Olivia's 2.7% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Olivia ranks 291st by people per square mile.
• Density in context: Olivia's 945 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 44.7770, -94.9971.
• Nearest larger cities: Redwood Falls (17 mi); Willmar (24 mi); Granite Falls (27 mi); Hutchinson (31 mi); Litchfield (33 mi). Lenders licensed in the state serve Olivia whether or not they keep a local branch.
• Smaller places nearby: Bird Island (5 mi); Danube (5 mi); Renville (10 mi).
• Within a 50-mile radius: 79 smaller Census places.
• At 100 miles: 171 larger Census places fall inside that radius.

Which Minnesota laws govern a loan in Olivia

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Olivia lender must follow.

What to do before borrowing in Olivia

These steps shape the offer you get in Olivia, a place of about 2,289 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Olivia-specific: the same Minnesota licensing and disclosure rules reach all 2,289 residents.

Olivia against the rest of Minnesota

Olivia is the 247th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Olivia ranks 708th of 853 in Minnesota (about the 17th percentile). Its roughly 945 residents per square mile place it 291st among Minnesota's places. Within 50 miles sit 79 smaller Census places, alongside the 15 that are larger.

Olivia: area, density and distance

Olivia covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 945 people per square mile. The largest place in Minnesota, Minneapolis, lies about 86 miles away. Within 50 miles of Olivia there are 15 larger Census places. The 100-mile radius contains 171 larger places.

Borrowing reach in Olivia

Olivia is moderately settled, with about 945 people per square mile and 15 larger places within 50 miles. Whether Olivia has a local branch or not, a Minnesota-licensed lender can serve its 2,289 people online on the same terms. The nearest larger city, Redwood Falls, MN about 17 miles away.