Personal loans in Danube, MN

Danube, Minnesota — home to about 445 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Lenders active in Danube report to a Minnesota supervisor, identified in the sourced rows below. Danube is one of 853 Census places in Minnesota; its 445 residents put it at 516th. Judge Danube offers on total cost, not on how quickly the money arrives. The trend for Danube between 2020 and 2023 is downward by roughly 3.1%. The closest larger place is Renville, MN about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Danube data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

How Danube compares across Minnesota

Set beside Minnesota's 853 places, Danube ranks 516th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Danube ranks 749th of 853 in Minnesota (about the 12th percentile). Its roughly 914 residents per square mile place it 305th among Minnesota's places. The population moved by about 14 people between 2020 and 2023, a 3.1% shift.

Danube on the map

Inside Danube's boundaries lie about 0.5 square miles of land, with no significant water area recorded. That land carries about 914 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 91 miles away. Counting outward 50 miles, 54 larger communities surround Danube. By land area it ranks 699th of 853 Minnesota places.

How a Danube personal loan is priced

In Danube, a small community of about 445, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Danube lender to disclose the APR and finance charge before you sign. The term you choose in Danube decides the split between a comfortable payment and the total interest you pay.

Which Minnesota laws govern a loan in Danube

Below are the Minnesota rules that apply to a loan made in Danube, each with the regulator that issued it.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603)
Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis"
Minnesota Department of Commerce
as of 2026-09-16

Borrowing reach in Danube

Danube is moderately settled, with about 914 people per square mile and 54 larger places within 50 miles. Lenders licensed in Minnesota reach Danube's 445 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Renville, MN about 5 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Danube if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Danube is the same as anywhere in Minnesota.
What loan size can I expect in Danube?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Danube?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Danube cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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