Personal loans in Danube, MN
Danube, Minnesota — home to about 445 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Lenders active in Danube report to a Minnesota supervisor, identified in the sourced rows below. Danube is one of 853 Census places in Minnesota; its 445 residents put it at 516th. Judge Danube offers on total cost, not on how quickly the money arrives. The trend for Danube between 2020 and 2023 is downward by roughly 3.1%. The closest larger place is Renville, MN about 5 miles away.
The Danube data picture
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: an estimated 445 residents, 516th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Net change: roughly 14 fewer people than the 2020 Census counted.
- Size percentile: Danube's 445 people outrank roughly 40% of the places in Minnesota.
- Density: roughly 914 residents per square mile, spread over 0.5 sq mi of land.
- Land area: Danube covers 0.5 square miles, the 699th-largest area among Minnesota's 853 places.
- Share of Minnesota: Danube holds about 0.0% of the state's population, some 445 people.
- National rank: Danube is the 13,650th most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Danube stands 749th by percentage change from 2020 to 2023, among 853 places.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Danube's 3.1%.
- Density rank: Danube is the 305th most densely settled place in Minnesota.
- Density in context: Danube's 914 people per square mile sit against a Minnesota median of 607.
- Location: mapped by the US Census Bureau at 44.7910, -95.1029.
- Nearest larger cities: Renville (5 mi); Olivia (5 mi); Bird Island (10 mi); Prinsburg (11 mi); Sacred Heart (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Blomkest (11 mi); Delhi (14 mi); Lake Lillian (15 mi).
- Smaller places within 50 miles: 41 of them.
- Larger places within 100 miles: 296.
How Danube compares across Minnesota
Set beside Minnesota's 853 places, Danube ranks 516th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Danube ranks 749th of 853 in Minnesota (about the 12th percentile). Its roughly 914 residents per square mile place it 305th among Minnesota's places. The population moved by about 14 people between 2020 and 2023, a 3.1% shift.
Danube on the map
Inside Danube's boundaries lie about 0.5 square miles of land, with no significant water area recorded. That land carries about 914 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 91 miles away. Counting outward 50 miles, 54 larger communities surround Danube. By land area it ranks 699th of 853 Minnesota places.
How a Danube personal loan is priced
In Danube, a small community of about 445, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Danube lender to disclose the APR and finance charge before you sign. The term you choose in Danube decides the split between a comfortable payment and the total interest you pay.
Which Minnesota laws govern a loan in Danube
Below are the Minnesota rules that apply to a loan made in Danube, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Borrowing reach in Danube
Danube is moderately settled, with about 914 people per square mile and 54 larger places within 50 miles. Lenders licensed in Minnesota reach Danube's 445 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Renville, MN about 5 miles away.
Common questions
What are my options in Danube if my credit is poor?
What loan size can I expect in Danube?
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Does comparing loans in Danube cost me credit score points?
Nearby places
- Renville, MN — population 1,265
- Olivia, MN — population 2,289
- Prinsburg, MN — population 504
- Blomkest, MN — population 140
- Bird Island, MN — population 977
- Delhi, MN — population 45
- Redwood Falls, MN — population 5,059
- Sacred Heart, MN — population 490