Personal loans in Renova, MS
Personal loans in Renova are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 691 population. Population in Renova climbed about 2.7% over the three years from 2020 to 2023.
About 691 people live in Renova, placing it 178th of 299 Census places in Mississippi. Read the disclosure for an origination fee and any prepayment penalty before signing in Renova. Lenders active in Renova report to a Mississippi supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Cleveland, MS about 3 miles away.
Borrowing in Renova: the local picture
Most of what governs a Renova loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: 691 people, a figure that places Renova 178th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 2.7% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
- Size percentile: Renova's 691 people outrank roughly 40% of the places in Mississippi.
- Population density: 796 people per square mile on 0.9 square miles of land.
- Land area: Renova covers 0.9 square miles, the 255th-largest area among Mississippi's 299 places.
- Within Mississippi: about 0.0% of the state's population lives in Renova.
- National standing: Renova ranks 11,841st of 19,457 US places.
- Growth in Mississippi: Renova stands 26th by percentage change from 2020 to 2023, among 299 places.
- Versus Mississippi: the state average change is -2.3%, while Renova moved 2.7%.
- Density rank: Renova is the 66th most densely settled place in Mississippi.
- Density in context: Renova's 796 people per square mile sit against a Mississippi median of 434.
- Location: 33.7805 / -90.7232, per the US Census Bureau Gazetteer.
- Nearest larger cities: Cleveland (3 mi); Mound Bayou (7 mi); Ruleville (11 mi); Drew (11 mi); Shelby (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Merigold (4 mi); Boyle (5 mi); Pace (8 mi).
- Smaller neighbours: 37 places smaller than Renova sit within 50 miles.
- Within 100 miles: 103 places are larger than Renova.
Land, water and location for Renova
Renova covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 796 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 105 miles. Counting outward 50 miles, 30 larger communities surround Renova. Within the same 50 miles lie 37 smaller Census places.
A practical checklist for Renova borrowers
A sensible order of operations for a loan in Renova, home to about 691 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Mississippi; what changes is your credit file, not the fact that Renova holds 691 people.
How Renova compares across Mississippi
Set beside Mississippi's 299 places, Renova ranks 178th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Renova stands 26th among Mississippi's 299 places — roughly the 91th percentile. At about 796 people per square mile, Renova is the 66th most densely settled place in Mississippi. In land area, Renova ranks 255th among Mississippi's 299 places.
The Mississippi lending rules that reach Renova
The rows below set out what a licensed lender must follow in Mississippi, and so for Renova's roughly 691 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
What a Renova borrower is actually offered
With roughly 691 residents, Renova is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Renova can be quoted different APRs on the same amount and term. Shortening the term on a Renova loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Renova if my credit is poor?
What loan size can I expect in Renova?
Do I have to pledge anything to borrow in Renova?
Does comparing loans in Renova cost me credit score points?
Nearby places
- Cleveland, MS — population 10,401
- Merigold, MS — population 348
- Boyle, MS — population 497
- Mound Bayou, MS — population 1,417
- Winstonville, MS — population 139
- Pace, MS — population 173
- Shelby, MS — population 1,870
- Ruleville, MS — population 2,485