Personal loans in Boyle, MS

Population in Boyle dropped about 6.0% over the three years from 2020 to 2023. A personal loan in Boyle is priced from your credit file and income, not from the fact that the city holds 497 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Boyle is one of 299 Census places in Mississippi; its 497 residents put it at 196th. The closest larger city is Cleveland, MS about 3 miles away. To lend to Boyle's 497 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Rate-shopping from Boyle costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Borrowing in Boyle: the local picture

Most of what governs a Boyle loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

How a Boyle personal loan is priced

In Boyle, a small community of about 497, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Boyle. A longer term lowers the monthly payment on a Boyle loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Boyle sits in Mississippi

Set beside Mississippi's 299 places, Boyle ranks 196th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 242nd of 299 Mississippi places, putting it near the 19th percentile for growth. By density, at about 336 people per square mile, it ranks 198th in Mississippi. By land area, its 1.5 square miles rank 199th of 299 places in Mississippi.

The geography behind Boyle

Boyle covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 336 people per square mile. The state's population centre of gravity, Jackson, is roughly 101 miles away. A 50-mile radius around Boyle takes in 34 places that are larger. The 100-mile radius contains 116 larger places.

The state rulebook for Boyle

This table holds the Mississippi rate and licensing rules for consumer loans made to Boyle's 497 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Lender access in Boyle

Boyle is lightly settled, with about 336 people per square mile and 34 larger places within 50 miles. Distance to a branch rarely matters for Boyle's 497 residents: the application is online and the price follows your credit file. The nearest bigger place is Cleveland, MS about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Boyle if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Boyle is the same as anywhere in Mississippi.
What loan size can I expect in Boyle?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Boyle?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Boyle cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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