Personal loans in Boyle, MS
Population in Boyle dropped about 6.0% over the three years from 2020 to 2023. A personal loan in Boyle is priced from your credit file and income, not from the fact that the city holds 497 people.
Boyle is one of 299 Census places in Mississippi; its 497 residents put it at 196th. The closest larger city is Cleveland, MS about 3 miles away. To lend to Boyle's 497 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it. Rate-shopping from Boyle costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Borrowing in Boyle: the local picture
Most of what governs a Boyle loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 497 residents, 196th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: About 6.0% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 32 residents.
- Size percentile: about 34% of Mississippi communities are smaller than Boyle (497 residents).
- Density: roughly 336 residents per square mile, spread over 1.5 sq mi of land.
- Land area: Boyle covers 1.5 square miles, the 199th-largest area among Mississippi's 299 places.
- Share of state population: Boyle's 497 residents are about 0.0% of Mississippi.
- Nationally: Boyle is the 13,188th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Boyle stands 242nd by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Boyle's 6.0% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Boyle is the 198th most densely settled place in Mississippi.
- Density vs Mississippi: Boyle's 336 people per square mile compare with a state median of 434.
- Location: 33.7065, -90.7249 (Census Gazetteer coordinates).
- Nearest larger cities: Cleveland (3 mi); Renova (5 mi); Shaw (8 mi); Ruleville (10 mi); Mound Bayou (12 mi). Larger metros often have more branches, but online lenders reach Boyle on the same terms.
- Smaller communities close by: Merigold (9 mi); Pace (10 mi); Doddsville (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 30 of them.
- Within 100 miles: 116 places are larger than Boyle.
How a Boyle personal loan is priced
In Boyle, a small community of about 497, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Boyle. A longer term lowers the monthly payment on a Boyle loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Boyle sits in Mississippi
Set beside Mississippi's 299 places, Boyle ranks 196th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 242nd of 299 Mississippi places, putting it near the 19th percentile for growth. By density, at about 336 people per square mile, it ranks 198th in Mississippi. By land area, its 1.5 square miles rank 199th of 299 places in Mississippi.
The geography behind Boyle
Boyle covers about 1.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 336 people per square mile. The state's population centre of gravity, Jackson, is roughly 101 miles away. A 50-mile radius around Boyle takes in 34 places that are larger. The 100-mile radius contains 116 larger places.
The state rulebook for Boyle
This table holds the Mississippi rate and licensing rules for consumer loans made to Boyle's 497 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Lender access in Boyle
Boyle is lightly settled, with about 336 people per square mile and 34 larger places within 50 miles. Distance to a branch rarely matters for Boyle's 497 residents: the application is online and the price follows your credit file. The nearest bigger place is Cleveland, MS about 3 miles away.
Common questions
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Nearby places
- Cleveland, MS — population 10,401
- Renova, MS — population 691
- Shaw, MS — population 1,363
- Merigold, MS — population 348
- Pace, MS — population 173
- Mound Bayou, MS — population 1,417
- Ruleville, MS — population 2,485
- Winstonville, MS — population 139