Personal loans in Cleveland, MS

A lender serving Cleveland holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 10,401 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 7.1%. Begin with the payment, then weigh APR and total interest across the lenders that reach Cleveland's 10,401 residents. The next larger city is Greenville, MS about 31 miles away.

Borrowing in Cleveland: the local picture

Most of what governs a Cleveland loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: about 10,401 people live here, which puts Cleveland 41st of 299 Census places in Mississippi (Vintage 2023).
• Population trend: Down about 7.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 799 residents lost between 2020 and 2023.
• Size percentile: bigger than about 86% of the places in Mississippi, with 10,401 residents in Cleveland.
• Density: roughly 1,373 residents per square mile, spread over 7.6 sq mi of land.
• Land area: Cleveland covers 7.6 square miles, the 79th-largest area among Mississippi's 299 places.
• Within Mississippi: about 0.7% of the state's population lives in Cleveland.
• National standing: Cleveland ranks 3,063rd of 19,457 US places.
• Growth rank: Cleveland's 2020-to-2023 change ranks 265th of 299 places in Mississippi.
• Against the state trend: Cleveland's 7.1% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Cleveland ranks 15th by people per square mile.
• Against the state median: Cleveland runs about 1,373 residents per square mile, where the Mississippi median is 434.
• Location: 33.7440, -90.7285 (US Census Bureau Gazetteer).
• Nearest larger cities: Greenville (31 mi); Clarksdale (32 mi); Greenwood (34 mi); Grenada (53 mi); Oxford (80 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Renova (3 mi); Boyle (3 mi); Merigold (7 mi).
• Smaller neighbours: 62 places smaller than Cleveland sit within 50 miles.
• At 100 miles: 16 larger Census places fall inside that radius.

What a Cleveland borrower is actually offered

In Cleveland, a small town of about 10,401, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Cleveland's rank of 41st in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cleveland loan is knowable in advance — unlike a revolving card balance.

Cleveland on the map

Inside Cleveland's boundaries lie about 7.6 square miles of land, with no significant water area recorded. Spread across it are roughly 1,373 residents per square mile. The largest place in Mississippi, Jackson, lies about 103 miles away. Within 50 miles of Cleveland there are 3 larger Census places. The 100-mile radius contains 16 larger places.

Cleveland against the rest of Mississippi

Within Mississippi, Cleveland holds roughly 0.7% of all residents, the 41st-largest share among 299 places. For population change between 2020 and 2023, Cleveland ranks 265th of 299 in Mississippi (about the 11th percentile). By density, at about 1,373 people per square mile, it ranks 15th in Mississippi. Between 2020 and 2023 the count changed by roughly 799 residents.

Getting a loan in Cleveland

Cleveland is moderately settled, with about 1,373 people per square mile and 3 larger places within 50 miles. Distance to a branch rarely matters for Cleveland's 10,401 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Greenville, MS about 31 miles away.

What Mississippi law requires in Cleveland

This table holds the Mississippi rate and licensing rules for consumer loans made to Cleveland's 10,401 residents.