Personal loans in Raymond, NE

A personal loan in Raymond is priced from your credit file and income, not from the fact that the city holds 154 people. The 2020 count to the 2023 estimate shows about 3.8% decline in Raymond. Pull your credit reports and line up at least three offers before you apply from Raymond. The closest larger place is Malcolm, NE about 6 miles away.

Borrowing in Raymond: the local picture

Here is the sourced Census picture for Raymond, plus the Nebraska lending rules that apply to a loan taken out here.

• Population: about 154 people live here, which puts Raymond 364th of 527 Census places in Nebraska (Vintage 2023).
• Population trend: About 3.8% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: Raymond's 154 people outrank roughly 31% of the places in Nebraska.
• Density: roughly 1,176 residents per square mile, spread over 0.1 sq mi of land.
• By land area: Raymond ranks 489th among Nebraska's 527 places, at 0.1 sq mi.
• State population share: Raymond accounts for about 0.0% of everyone in Nebraska.
• National standing: Raymond ranks 17,241st of 19,457 US places.
• Growth rank: Raymond ranks 465th among Nebraska's 527 places for the 2020-to-2023 change.
• Against the state trend: Raymond's 3.8% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Raymond places 146th among Nebraska's places by people per square mile.
• Against the state median: Raymond runs about 1,176 residents per square mile, where the Nebraska median is 830.
• Location: latitude 40.9568, longitude -96.7815 (Census Gazetteer).
• Nearest larger cities: Malcolm (6 mi); Valparaiso (9 mi); Ceresco (10 mi); Garland (11 mi); Lincoln (12 mi). Larger metros often have more branches, but online lenders reach Raymond on the same terms.
• Smaller places close by: Davey (6 mi); Memphis (20 mi); Alvo (21 mi).
• Smaller neighbours: 27 places smaller than Raymond sit within 50 miles.
• Within 100 miles: 313 places are larger than Raymond.

How personal loans work in Raymond

A Raymond personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 154 residents. Because pricing is borrower-level, two people in Raymond can be quoted different APRs on the same amount and term. The term you choose in Raymond decides the split between a comfortable payment and the total interest you pay.

Which Nebraska laws govern a loan in Raymond

The rows below set out what a licensed lender must follow in Nebraska, and so for Raymond's roughly 154 residents.

Raymond's place among Nebraska's 527 places

Set beside Nebraska's 527 places, Raymond ranks 364th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 465th of 527 Nebraska places, putting it near the 12th percentile for growth. Its roughly 1,176 residents per square mile place it 146th among Nebraska's places. In land area, Raymond ranks 489th among Nebraska's 527 places.

How lenders reach Raymond

With about 1,176 residents per square mile, Raymond is moderately settled, and 102 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Raymond without a local office, so branch density does not change what its 154 residents are offered. For a larger market, the closest option is Malcolm, NE about 6 miles away.

Raymond on the map

Raymond covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,176 people per square mile. For the state's biggest city, Omaha, the distance is roughly 43 miles. A 50-mile radius around Raymond takes in 102 places that are larger. The 100-mile radius contains 313 larger places.