Personal loans in Pleasant Dale, NE
The Census counts 208 people in Pleasant Dale, the 321st-largest figure among Nebraska's 527 places. Pleasant Dale counts about 208 people, and what is genuinely local about borrowing here is limited — Nebraska law does the governing.
A 2020-to-2023 comparison shows Pleasant Dale down by about 4.1%. If debt is already a strain, a nonprofit credit counsellor can help Pleasant Dale residents before they take on more. State law, not city hall, decides what a lender may do to Pleasant Dale's roughly 208 residents, and a state regulator supervises it. The closest larger city is Milford, NE about 6 miles away.
Where Pleasant Dale stands
Here is the sourced Census picture for Pleasant Dale, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: a Census-estimated 208, 321st among Nebraska's 527 places (Vintage 2023).
- Population trend: A loss of roughly 4.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: bigger than about 39% of the places in Nebraska, with 208 residents in Pleasant Dale.
- Density: roughly 1,841 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Pleasant Dale's 0.1 square miles rank 498th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Pleasant Dale (208 people).
- National rank: Pleasant Dale sits 16,362nd by population among the 19,457 places in this dataset.
- Growth in Nebraska: Pleasant Dale stands 480th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Pleasant Dale moved 4.1%.
- Density in Nebraska: Pleasant Dale ranks 40th by people per square mile.
- Density vs Nebraska: Pleasant Dale's 1,841 people per square mile compare with a state median of 830.
- Location: the Census Gazetteer records it at 40.7912, -96.9330.
- Nearest larger cities: Milford (6 mi); Malcolm (9 mi); Crete (12 mi); Seward (12 mi); Lincoln (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Denton (6 mi); Garland (11 mi); Raymond (14 mi).
- Smaller places within 50 miles: 52 of them.
- Larger places within 100 miles: 255.
What to do before borrowing in Pleasant Dale
A sensible order of operations for a loan in Pleasant Dale, home to about 208 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Nebraska; what changes is your credit file, not the fact that Pleasant Dale holds 208 people.
Pleasant Dale's place among Nebraska's 527 places
Within Nebraska, Pleasant Dale holds roughly 0.0% of all residents, the 321st-largest share among 527 places. Its 2020-to-2023 change ranks 480th of 527 Nebraska places, putting it near the 9th percentile for growth. At about 1,841 people per square mile, Pleasant Dale is the 40th most densely settled place in Nebraska. The population moved by about 9 people between 2020 and 2023, a 4.1% shift.
Nebraska rules behind a Pleasant Dale personal loan
These are Nebraska's sourced lending facts as they reach Pleasant Dale's 208 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
What a Pleasant Dale borrower is actually offered
Most loans made to Pleasant Dale's 208 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Pleasant Dale's 208 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Pleasant Dale loan but raises total interest, so the smallest payment is not the cheapest loan.
Pleasant Dale: area, density and distance
Pleasant Dale covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,841 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 56 miles. Counting outward 50 miles, 80 larger communities surround Pleasant Dale. Within the same 50 miles lie 52 smaller Census places.
Common questions
What are my options in Pleasant Dale if my credit is poor?
What loan size can I expect in Pleasant Dale?
Do I have to pledge anything to borrow in Pleasant Dale?
Does comparing loans in Pleasant Dale cost me credit score points?
Nearby places
- Denton, NE — population 189
- Milford, NE — population 2,211
- Malcolm, NE — population 471
- Garland, NE — population 205
- Crete, NE — population 7,488
- Seward, NE — population 7,672
- Raymond, NE — population 154
- Dorchester, NE — population 610