Personal loans in Davey, NE

What the Census records for Davey

Two layers matter for a Davey borrower: the local population picture and Nebraska's consumer-lending statutes.

• Population: a Census-estimated 125, 386th among Nebraska's 527 places (Vintage 2023).
• Population trend: A drop of about 3.8% from 2020 to 2023.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: about 27% of Nebraska communities are smaller than Davey (125 residents).
• Density: the Census land area of 0.2 sq mi holds about 801 people per square mile.
• Land area: Davey covers 0.2 square miles, the 462nd-largest area among Nebraska's 527 places.
• Share of Nebraska: Davey holds about 0.0% of the state's population, some 125 people.
• National rank: Davey is the 17,682nd most populous of the 19,457 Census places covered here.
• Growth rank: Davey ranks 468th among Nebraska's 527 places for the 2020-to-2023 change.
• Versus Nebraska: the state average change is -0.6%, while Davey moved 3.8%.
• Density in Nebraska: Davey ranks 280th by people per square mile.
• Density vs Nebraska: Davey's 801 people per square mile compare with a state median of 830.
• Location: latitude 40.9838, longitude -96.6692 (Census Gazetteer).
• Nearest larger cities: Ceresco (5 mi); Raymond (6 mi); Waverly (9 mi); Valparaiso (11 mi); Malcolm (11 mi). Online lenders reach Davey no matter how far the nearest branch is.
• Nearest smaller towns: Memphis (14 mi); Alvo (17 mi); Malmo (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 23 smaller Census places.
• Larger places within 100 miles: 329.

The anatomy of a Davey personal loan

In Davey, a small community of about 125, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Davey. Shortening the term on a Davey loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Nebraska lending rules that reach Davey

This table holds the Nebraska rate and licensing rules for consumer loans made to Davey's 125 residents.

The Davey borrowing checklist

These steps shape the offer you get in Davey, a place of about 125 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Nebraska licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Nebraska; what changes is your credit file, not the fact that Davey holds 125 people.

Davey's place among Nebraska's 527 places

Against Nebraska's other places, Davey accounts for about 0.0% of the state's population and ranks 386th of 527 by size. For population change between 2020 and 2023, Davey ranks 468th of 527 in Nebraska (about the 11th percentile). Its roughly 801 residents per square mile place it 280th among Nebraska's places. By land area, its 0.2 square miles rank 462nd of 527 places in Nebraska.

Davey on the map

The Census Gazetteer records about 0.2 square miles of land within Davey, with no significant water area listed. The resulting density is about 801 people per square mile. Omaha, the largest place in Nebraska, is about 37 miles from Davey. Counting outward 50 miles, 110 larger communities surround Davey. Within the same 50 miles lie 23 smaller Census places.