Personal loans in Ranier, MN

By population, Ranier sits at 473rd in Minnesota, with an estimated 545 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Ranier loan. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Ranier as from the rest of the state. The nearest larger city is International Falls, MN about 3 miles away.

Where Ranier stands

Ranier is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 545 people live here, which puts Ranier 473rd of 853 Census places in Minnesota (Vintage 2023).
• Population trend: A drop of about 3.5% from 2020 to 2023.
• Absolute change: 20 residents lost between 2020 and 2023.
• Size percentile: Ranier's 545 people outrank roughly 45% of the places in Minnesota.
• Population density: 509 people per square mile on 1.1 square miles of land.
• By land area: Ranier ranks 482nd among Minnesota's 853 places, at 1.1 sq mi.
• Water: Ranier holds about 0.01 square miles, the 365th-largest water area in Minnesota.
• State population share: Ranier accounts for about 0.0% of everyone in Minnesota.
• National standing: Ranier ranks 12,808th of 19,457 US places.
• Growth rank: Ranier ranks 791st among Minnesota's 853 places for the 2020-to-2023 change.
• Against the state trend: Ranier's 3.5% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Ranier ranks 470th by people per square mile.
• Density in context: Ranier's 509 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 48.6043, -93.3573.
• Nearest larger cities: International Falls (3 mi); Baudette (57 mi); Chisholm (80 mi); Buhl (81 mi); Mountain Iron (81 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Littlefork (17 mi); Big Falls (36 mi); Orr (45 mi).
• Smaller neighbours: 3 places smaller than Ranier sit within 50 miles.
• Within 100 miles: 26 places are larger than Ranier.

How Minnesota law applies in Ranier

Minnesota has no separate rate rule for Ranier; the sourced rows below are what reach every lender that serves its 545 people.

What a Ranier borrower is actually offered

With roughly 545 residents, Ranier is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ranier. Because the payment is fixed, the total cost of a Ranier loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Ranier

Ranier's land area is about 1.1 square miles; a further 0.01 square miles is water. With 545 residents, the land area yields roughly 509 people per square mile. The largest place in Minnesota, Minneapolis, lies about 252 miles away. Within 50 miles of Ranier there are 1 larger Census places. The 100-mile radius contains 26 larger places.

How Ranier compares across Minnesota

Against Minnesota's other places, Ranier accounts for about 0.0% of the state's population and ranks 473rd of 853 by size. For population change between 2020 and 2023, Ranier ranks 791st of 853 in Minnesota (about the 7th percentile). Its roughly 509 residents per square mile place it 470th among Minnesota's places. By land area, its 1.1 square miles rank 482nd of 853 places in Minnesota.

A practical checklist for Ranier borrowers

These steps shape the offer you get in Ranier, a place of about 545 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Ranier and the rest of Minnesota is not the process but the borrower's own file, among the 545 people here.