Personal loans in Bigfork, MN
For the 407 people in Bigfork, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
For a borrower among the roughly 407 residents of Bigfork, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 407 residents live in Bigfork, the 531st-largest community in Minnesota. Census figures put the 2020-to-2023 decrease in Bigfork at about 0.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Bigfork. The nearest larger metro is Deer River, MN about 29 miles away.
The Bigfork data picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: 407 residents; Bigfork is the 531st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.2% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 38% of Minnesota places rank below Bigfork.
- Population density: about 219 people per square mile (Census land area 1.9 sq mi).
- Land area rank: Bigfork's 1.9 square miles rank 345th of 853 places in Minnesota.
- Water area rank: Bigfork ranks 313th among Minnesota's 853 places, with 0.03 sq mi.
- State share: roughly 0.0% of Minnesota's residents live in Bigfork (407 people).
- National rank: Bigfork is 14,021st of 19,457 places nationwide.
- Growth rank: Bigfork ranks 372nd among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Bigfork's 0.2%.
- Density rank: Bigfork places 664th among Minnesota's places by people per square mile.
- Density in context: Bigfork's 219 people per square mile sit against a Minnesota median of 607.
- Location: latitude 47.7469, longitude -93.6533 (Census Gazetteer).
- Nearest larger cities: Deer River (29 mi); Taconite (32 mi); Bovey (33 mi); Marble (33 mi); Nashwauk (34 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Effie (7 mi); Squaw Lake (24 mi); Mizpah (29 mi) — useful context for the surrounding area.
- Smaller neighbours: 17 places smaller than Bigfork sit within 50 miles.
- Within 100 miles: 65 places are larger than Bigfork.
Lender access in Bigfork
Bigfork is lightly settled, with about 219 people per square mile and 16 larger places within 50 miles. Whether Bigfork has a local branch or not, a Minnesota-licensed lender can serve its 407 people online on the same terms. The nearest larger city, Deer River, MN about 29 miles away.
The Minnesota lending rules that reach Bigfork
This table holds the Minnesota rate and licensing rules for consumer loans made to Bigfork's 407 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Inside a Bigfork personal loan
Most loans made to Bigfork's 407 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Bigfork's 407 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Bigfork decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Bigfork
The Census Gazetteer records 1.9 square miles of land and 0.03 square miles of water within Bigfork. Spread across it are roughly 219 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 193 miles away. A 50-mile radius around Bigfork takes in 16 places that are larger. By land area it ranks 345th of 853 Minnesota places.
Where Bigfork sits in Minnesota
Against Minnesota's other places, Bigfork accounts for about 0.0% of the state's population and ranks 531st of 853 by size. Its 2020-to-2023 change ranks 372nd of 853 Minnesota places, putting it near the 56th percentile for growth. By density, at about 219 people per square mile, it ranks 664th in Minnesota. Within 50 miles sit 17 smaller Census places, alongside the 16 that are larger.
Common questions
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Nearby places
- Effie, MN — population 107
- Deer River, MN — population 906
- Zemple, MN — population 81
- Big Falls, MN — population 173
- Squaw Lake, MN — population 100
- Cohasset, MN — population 2,714
- Taconite, MN — population 644
- Bovey, MN — population 813