Personal loans in Littlefork, MN
Two households in Littlefork with comparable incomes can still be offered different rates; the city's 536 residents are not the reason. An estimated 536 people make their home in Littlefork, a figure that ranks 476th in Minnesota. Littlefork shed about 3.1% of its population between the 2020 base and the 2023 estimate. Rate-shopping from Littlefork costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to International Falls, MN about 15 miles away. Which products a lender may offer to Littlefork's 536 residents follows from the Minnesota consumer-lending framework.
Where Littlefork stands
Set out below is Littlefork's local context next to the state-level rules that reach every lender here.
- Population: 536 — Littlefork ranks 476th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
- Size percentile: bigger than about 44% of the places in Minnesota, with 536 residents in Littlefork.
- Land and density: 1.2 square miles of land carry roughly 450 residents per square mile.
- By land area: Littlefork ranks 457th among Minnesota's 853 places, at 1.2 sq mi.
- Share of state population: Littlefork's 536 residents are about 0.0% of Minnesota.
- National rank: Littlefork is the 12,887th most populous of the 19,457 Census places covered here.
- Growth rank: Littlefork's 2020-to-2023 change ranks 752nd of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Littlefork moved 3.1%.
- Density in Minnesota: Littlefork ranks 514th by people per square mile.
- Density vs Minnesota: Littlefork's 450 people per square mile compare with a state median of 607.
- Location: coordinates 48.3964, -93.5578 (US Census Bureau Gazetteer).
- Nearest larger cities: International Falls (15 mi); Ranier (17 mi); Baudette (52 mi); Blackduck (65 mi); Chisholm (70 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Big Falls (19 mi); Effie (39 mi); Orr (41 mi).
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 30 places are larger than Littlefork.
Where Littlefork sits in Minnesota
Among Minnesota's 853 places, Littlefork sits at 476th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Littlefork ranks 752nd of 853 in Minnesota (about the 12th percentile). At about 450 people per square mile, Littlefork is the 514th most densely settled place in Minnesota. Within 50 miles sit 6 smaller Census places, alongside the 2 that are larger.
What shapes a Littlefork personal loan
With roughly 536 residents, Littlefork is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Littlefork's rank of 476th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Littlefork loan but raises total interest, so the smallest payment is not the cheapest loan.
Minnesota rules behind a Littlefork personal loan
These are Minnesota's sourced lending facts as they reach Littlefork's 536 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What is available to Littlefork borrowers
Littlefork is a lightly settled community of about 536 people, with 2 larger places inside a 50-mile radius. What is available to Littlefork's 536 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is International Falls, MN about 15 miles away.
Littlefork: area, density and distance
The Census Gazetteer records about 1.2 square miles of land within Littlefork, with no significant water area listed. That land carries about 450 people per square mile. The largest place in Minnesota, Minneapolis, lies about 238 miles away. Littlefork has 2 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
Common questions
What are my options in Littlefork if my credit is poor?
What loan size can I expect in Littlefork?
Do I have to pledge anything to borrow in Littlefork?
Does comparing loans in Littlefork cost me credit score points?
Nearby places
- International Falls, MN — population 5,603
- Ranier, MN — population 545
- Big Falls, MN — population 173
- Effie, MN — population 107
- Bigfork, MN — population 407
- Orr, MN — population 212
- Mizpah, MN — population 51
- Northome, MN — population 154