Personal loans in Quitaque, TX
Two households in Quitaque with comparable incomes can still be offered different rates; the city's 347 residents are not the reason. Decide the purpose of the loan and your repayment plan before sharing any details with a Quitaque lender.
At about 347 residents, Quitaque is larger than roughly 13% of the places in Texas. Lenders active in Quitaque report to a Texas supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Quitaque up by about 1.5%. The nearest larger metro is Silverton, TX about 16 miles away.
Quitaque by the numbers
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 347 people live here, which puts Quitaque 1,062nd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A gain of roughly 1.5% between 2020 and 2023.
- Absolute change: 5 residents added between 2020 and 2023.
- Size percentile: roughly 13% of Texas's places have fewer residents than Quitaque's 347.
- Population density: about 480 people per square mile (Census land area 0.7 sq mi).
- Land area: Quitaque covers 0.7 square miles, the 1,089th-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Quitaque.
- Nationally: Quitaque is the 14,624th-largest of 19,457 Census places in the dataset.
- Growth rank: Quitaque ranks 700th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Quitaque moved 1.5%.
- Density rank: Quitaque places 896th among Texas's places by people per square mile.
- Density vs Texas: Quitaque's 480 people per square mile compare with a state median of 840.
- Location: the Census Gazetteer records it at 34.3674, -101.0556.
- Nearest larger cities: Silverton (16 mi); Matador (28 mi); Lockney (28 mi); Floydada (31 mi); Memphis (38 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Turkey (9 mi); Lakeview (29 mi); Roaring Springs (34 mi).
- Smaller neighbours: 6 places smaller than Quitaque sit within 50 miles.
- At 100 miles: 76 larger Census places fall inside that radius.
What to do before borrowing in Quitaque
For Quitaque's roughly 347 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Texas regulator's licence list.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Texas; what changes is your credit file, not the fact that Quitaque holds 347 people.
Where Quitaque sits
Inside Quitaque's boundaries lie about 0.7 square miles of land, with no significant water area recorded. Spread across it are roughly 480 residents per square mile. Houston, the largest place in Texas, is about 458 miles from Quitaque. Quitaque has 14 larger places within a 50-mile radius. Within the same 50 miles lie 6 smaller Census places.
What is available to Quitaque borrowers
Quitaque is a lightly settled community of about 347 people, with 14 larger places inside a 50-mile radius. Whether Quitaque has a local branch or not, a Texas-licensed lender can serve its 347 people online on the same terms. The nearest bigger place is Silverton, TX about 16 miles away.
Quitaque in state context
Among Texas's 1,224 places, Quitaque sits at 1,062nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Quitaque stands 700th among Texas's 1,224 places — roughly the 43th percentile. Its roughly 480 residents per square mile place it 896th among Texas's places. Within 50 miles sit 6 smaller Census places, alongside the 14 that are larger.
Texas consumer-lending rules applied in Quitaque
Texas has no separate rate rule for Quitaque; the sourced rows below are what reach every lender that serves its 347 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Quitaque if my credit is poor?
What loan size can I expect in Quitaque?
Do I have to pledge anything to borrow in Quitaque?
Does comparing loans in Quitaque cost me credit score points?
Nearby places
- Turkey, TX — population 325
- Silverton, TX — population 629
- Matador, TX — population 546
- Lockney, TX — population 1,414
- Lakeview, TX — population 58
- Floydada, TX — population 2,519
- Roaring Springs, TX — population 205
- Clarendon, TX — population 1,859