Personal loans in Lakeview, TX
With an estimated 58 residents, Lakeview is the 1,217th-largest of 1,224 places in Texas. Personal loans in Lakeview are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 58 population. Over 2020 to 2023, Lakeview recorded almost no population movement. Compare APR, not the interest rate, because the APR folds in most fees on a Lakeview loan. Lenders active in Lakeview report to a Texas supervisor, identified in the sourced rows below. The nearest larger metro is Memphis, TX about 10 miles away.
The Lakeview data picture
What follows is Lakeview's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: an estimated 58 residents, 1,217th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Lakeview's 58 people outrank roughly 1% of the places in Texas.
- Population density: 282 people per square mile on 0.2 square miles of land.
- Land area rank: Lakeview's 0.2 square miles rank 1,213th of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Lakeview (58 people).
- National rank: Lakeview is the 18,852nd most populous of the 19,457 Census places covered here.
- Growth in Texas: Lakeview stands 862nd by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Lakeview's 0.0%.
- Density in Texas: Lakeview ranks 1,050th by people per square mile.
- Against the state median: Lakeview runs about 282 residents per square mile, where the Texas median is 840.
- Location: it lies at 34.6728, -100.6972 in the Census Gazetteer.
- Nearest larger cities: Memphis (10 mi); Hedley (14 mi); Estelline (17 mi); Clarendon (21 mi); Turkey (22 mi). Living near a larger metro rarely changes what is available in Lakeview.
- Nearest smaller places: Texola (55 mi); Friendship (83 mi); Strong City (93 mi).
- Smaller neighbours: 0 places smaller than Lakeview sit within 50 miles.
- At 100 miles: 103 larger Census places fall inside that radius.
The Texas lending rules that reach Lakeview
For the roughly 58 residents of Lakeview, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A pre-application checklist for Lakeview
For Lakeview's roughly 58 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Texas licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Lakeview-specific: the same Texas licensing and disclosure rules reach all 58 residents.
Lakeview: area, density and distance
Lakeview covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 58 residents, the land area yields roughly 282 people per square mile. The largest place in Texas, Houston, lies about 458 miles away. A 50-mile radius around Lakeview takes in 17 places that are larger. By land area it ranks 1,213th of 1,224 Texas places.
Lakeview in state context
Set beside Texas's 1,224 places, Lakeview ranks 1,217th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 862nd of 1,224 Texas places, putting it near the 30th percentile for growth. At about 282 people per square mile, Lakeview is the 1,050th most densely settled place in Texas. By land area, its 0.2 square miles rank 1,213th of 1,224 places in Texas.
Lender access in Lakeview
At roughly 282 people per square mile, Lakeview is lightly settled; 17 larger places lie within 50 miles. Lenders licensed in Texas reach Lakeview's 58 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Memphis, TX about 10 miles away.
Common questions
What are my options in Lakeview if my credit is poor?
What loan size can I expect in Lakeview?
Do I have to pledge anything to borrow in Lakeview?
Does comparing loans in Lakeview cost me credit score points?
Nearby places
- Memphis, TX — population 2,035
- Hedley, TX — population 265
- Estelline, TX — population 123
- Clarendon, TX — population 1,859
- Turkey, TX — population 325
- Howardwick, TX — population 364
- Quitaque, TX — population 347
- Childress, TX — population 5,770