Personal loans in Clarendon, TX

Rate-shopping from Clarendon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Clarendon's 1,859 residents follows from the Texas consumer-lending framework. Clarendon shed about 1.2% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Memphis, TX about 25 miles away.

Clarendon by the numbers

The figures below are Clarendon's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: the Census counts 1,859 residents in Clarendon (Vintage 2023 subcounty estimate), the 624th-largest figure among Texas's 1,224 places.
• Population trend: A loss of roughly 1.2% between 2020 and 2023.
• Net change: roughly 23 fewer people than the 2020 Census counted.
• Size percentile: roughly 49% of Texas places rank below Clarendon.
• Population density: about 621 people per square mile across 3.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Clarendon ranks 528th among Texas's 1,224 places, at 3.0 sq mi.
• Water area rank: Clarendon ranks 506th among Texas's 1,224 places, with 0.01 sq mi.
• Share of Texas: Clarendon holds about 0.0% of the state's population, some 1,859 people.
• National rank: Clarendon is the 7,883rd most populous of the 19,457 Census places covered here.
• Growth in Texas: Clarendon stands 988th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Clarendon moved 1.2%.
• Density rank: Clarendon is the 798th most densely settled place in Texas.
• Density vs Texas: Clarendon's 621 people per square mile compare with a state median of 840.
• Location: 34.9369 / -100.8921, per the US Census Bureau Gazetteer.
• Nearest larger cities: Memphis (25 mi); Panhandle (40 mi); Pampa (42 mi); Childress (49 mi); Amarillo (56 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Howardwick (7 mi); Hedley (14 mi); Lakeview (21 mi) — useful context for the surrounding area.
• Smaller neighbours: 17 places smaller than Clarendon sit within 50 miles.
• At 100 miles: 25 larger Census places fall inside that radius.

The state rulebook for Clarendon

These are Texas's sourced lending facts as they reach Clarendon's 1,859 residents; the state has no city-level rate rule.

How a Clarendon personal loan is priced

With roughly 1,859 residents, Clarendon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clarendon. The term you choose in Clarendon decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Clarendon

Complete these steps first when you borrow in Clarendon (1,859 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

In Clarendon as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,859 residents.

How lenders reach Clarendon

Clarendon is moderately settled, with about 621 people per square mile and 4 larger places within 50 miles. Lenders licensed in Texas reach Clarendon's 1,859 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Memphis, TX about 25 miles away.

Clarendon's place among Texas's 1,224 places

Against Texas's other places, Clarendon accounts for about 0.0% of the state's population and ranks 624th of 1,224 by size. Its 2020-to-2023 change ranks 988th of 1,224 Texas places, putting it near the 19th percentile for growth. Its roughly 621 residents per square mile place it 798th among Texas's places. Within 50 miles sit 17 smaller Census places, alongside the 4 that are larger.