Personal loans in McLean, TX

Population in McLean dropped about 2.4% over the three years from 2020 to 2023. To lend to McLean's 648 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in McLean. A larger market lies at Shamrock, TX about 20 miles away.

Local context for McLean

What follows is McLean's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: about 648 people live here, which puts McLean 922nd of 1,224 Census places in Texas (Vintage 2023).
• Population trend: A drop of about 2.4% from 2020 to 2023.
• People gained or lost: about 16 fewer since the 2020 base.
• Size percentile: McLean sits ahead of around 25% of Texas places, at 648 people.
• Land and density: 1.2 square miles of land carry roughly 560 residents per square mile.
• Land area: McLean covers 1.2 square miles, the 954th-largest area among Texas's 1,224 places.
• State share: roughly 0.0% of Texas's residents live in McLean (648 people).
• Nationally: McLean is the 12,112th-largest of 19,457 Census places in the dataset.
• Growth in Texas: McLean stands 1,070th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against McLean's 2.4%.
• Density in Texas: McLean ranks 841st by people per square mile.
• Density vs Texas: McLean's 560 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 35.2323, -100.6001.
• Nearest larger cities: Shamrock (20 mi); Wheeler (23 mi); Clarendon (26 mi); Pampa (30 mi); Wellington (34 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Lefors (18 mi); Howardwick (22 mi); Mobeetie (23 mi).
• Smaller places within 50 miles: 13 of them.
• At 100 miles: 48 larger Census places fall inside that radius.

McLean in state context

Against Texas's other places, McLean accounts for about 0.0% of the state's population and ranks 922nd of 1,224 by size. Its 2020-to-2023 change ranks 1,070th of 1,224 Texas places, putting it near the 13th percentile for growth. At about 560 people per square mile, McLean is the 841st most densely settled place in Texas. Within 50 miles sit 13 smaller Census places, alongside the 11 that are larger.

What Texas law requires in McLean

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a McLean lender must follow.

McLean: area, density and distance

McLean covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 560 residents per square mile. The largest place in Texas, Houston, lies about 483 miles away. A 50-mile radius around McLean takes in 11 places that are larger. The 100-mile radius contains 48 larger places.

The McLean borrowing checklist

Before you hand your details to a lender in McLean, where the population is near 648:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Texas; what changes is your credit file, not the fact that McLean holds 648 people.

Lender access in McLean

With about 560 residents per square mile, McLean is moderately settled, and 11 larger Census places sit within 50 miles. A Texas licence lets a lender serve McLean without a local office, so branch density does not change what its 648 residents are offered. For a larger market, the closest option is Shamrock, TX about 20 miles away.