Personal loans in Mobeetie, TX
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Mobeetie's 84 residents. Mobeetie is home to roughly 84 people and stands 1,208th by size out of 1,224 Census places in Texas. The roughly 84 people who live in Mobeetie borrow under Texas rules; city hall sets no personal-loan rate. The 2020 count to the 2023 estimate shows about 3.4% decline in Mobeetie. Compare APR, not the interest rate, because the APR folds in most fees on a Mobeetie loan. The nearest larger metro is Wheeler, TX about 11 miles away.
Where Mobeetie stands
Here is the sourced Census picture for Mobeetie, plus the Texas lending rules that apply to a loan taken out here.
- Population: a Census-estimated 84, 1,208th among Texas's 1,224 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.4%.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: Mobeetie sits ahead of around 1% of Texas places, at 84 people.
- Land and density: 0.6 square miles of land carry roughly 138 residents per square mile.
- Land area: Mobeetie covers 0.6 square miles, the 1,118th-largest area among Texas's 1,224 places.
- Share of state population: Mobeetie's 84 residents are about 0.0% of Texas.
- National rank: Mobeetie is the 18,421st most populous of the 19,457 Census places covered here.
- Growth in Texas: Mobeetie stands 1,127th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Mobeetie's 3.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Mobeetie is the 1,169th most densely settled place in Texas.
- Against the state median: Mobeetie runs about 138 residents per square mile, where the Texas median is 840.
- Location: the Census Gazetteer records it at 35.5337, -100.4413.
- Nearest larger cities: Wheeler (11 mi); Miami (16 mi); Lefors (21 mi); McLean (23 mi); Shamrock (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Texola (33 mi); Strong City (48 mi); Lakeview (61 mi).
- Smaller places within 50 miles: 2 of them.
- Within 100 miles: 104 places are larger than Mobeetie.
A pre-application checklist for Mobeetie
Before you hand your details to a lender in Mobeetie, where the population is near 84:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Texas licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Mobeetie-specific: the same Texas licensing and disclosure rules reach all 84 residents.
How a Mobeetie personal loan is priced
Most loans made to Mobeetie's 84 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mobeetie. Because the payment is fixed, the total cost of a Mobeetie loan is knowable in advance — unlike a revolving card balance.
The geography behind Mobeetie
Mobeetie covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 138 residents per square mile. Houston, the largest place in Texas, is about 494 miles from Mobeetie. Counting outward 50 miles, 20 larger communities surround Mobeetie. By land area it ranks 1,118th of 1,224 Texas places.
Where Mobeetie sits in Texas
Mobeetie is the 1,208th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 1,127th of 1,224 Texas places, putting it near the 8th percentile for growth. By density, at about 138 people per square mile, it ranks 1,169th in Texas. The population moved by about 3 people between 2020 and 2023, a 3.4% shift.
The state rulebook for Mobeetie
Read the table as a lender's compliance picture for Mobeetie: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
What are my options in Mobeetie if my credit is poor?
What loan size can I expect in Mobeetie?
Do I have to pledge anything to borrow in Mobeetie?
Does comparing loans in Mobeetie cost me credit score points?
Nearby places
- Wheeler, TX — population 1,446
- Miami, TX — population 549
- McLean, TX — population 648
- Shamrock, TX — population 1,709
- Lefors, TX — population 420
- Canadian, TX — population 2,210
- Pampa, TX — population 16,543
- Reydon, OK — population 134