Personal loans in Puckett, MS

Puckett is a small community of about 347 residents, and a personal loan taken out here is governed by Mississippi statute. Puckett is one of 299 Census places in Mississippi; its 347 residents put it at 234th. Puckett gained roughly 1.2% in population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Puckett residents before they take on more. The closest larger city is Polkville, MS about 9 miles away.

Where Puckett stands

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: 347 people, a figure that places Puckett 234th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: About 1.2% above the 2020 Census base.
• Absolute change: 4 residents added between 2020 and 2023.
• Size percentile: Puckett's 347 people outrank roughly 22% of the places in Mississippi.
• Land and density: 2.9 square miles of land carry roughly 121 residents per square mile.
• By land area: Puckett ranks 146th among Mississippi's 299 places, at 2.9 sq mi.
• Share of state population: Puckett's 347 residents are about 0.0% of Mississippi.
• National standing: Puckett ranks 14,623rd of 19,457 US places.
• Growth rank: Puckett ranks 39th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Puckett's 1.2% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Puckett places 266th among Mississippi's places by people per square mile.
• Density vs Mississippi: Puckett's 121 people per square mile compare with a state median of 434.
• Location: 32.0868, -89.7817 (Census Gazetteer coordinates).
• Nearest larger cities: Polkville (9 mi); D'Lo (10 mi); Mendenhall (10 mi); Magee (15 mi); Raleigh (15 mi). Larger metros often have more branches, but online lenders reach Puckett on the same terms.
• Nearest smaller towns: Braxton (12 mi); Mize (20 mi); Sylvarena (24 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 13 smaller Census places.
• Larger places within 100 miles: 128.

What shapes a Puckett personal loan

In Puckett, a small community of about 347, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Puckett can be quoted different APRs on the same amount and term. Shortening the term on a Puckett loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Puckett sits in Mississippi

Among Mississippi's 299 places, Puckett sits at 234th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Puckett ranks 39th of 299 in Mississippi (about the 87th percentile). At about 121 people per square mile, Puckett is the 266th most densely settled place in Mississippi. In land area, Puckett ranks 146th among Mississippi's 299 places.

Getting a loan in Puckett

Puckett is lightly settled, with about 121 people per square mile and 47 larger places within 50 miles. A Mississippi licence lets a lender serve Puckett without a local office, so branch density does not change what its 347 residents are offered. For a larger market, the closest option is Polkville, MS about 9 miles away.

A practical checklist for Puckett borrowers

These steps shape the offer you get in Puckett, a place of about 347 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Puckett as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 347 residents.

The state rulebook for Puckett

These are Mississippi's sourced lending facts as they reach Puckett's 347 residents; the state has no city-level rate rule.