Personal loans in Mendenhall, MS

Population in Mendenhall dropped about 2.8% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Mendenhall. For a bigger market, look to Magee, MS about 10 miles away. To lend to Mendenhall's 2,145 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it.

Mendenhall by the numbers

Mendenhall is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 2,145, ranked 93rd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.8%.
• Net change: roughly 61 fewer people than the 2020 Census counted.
• Size percentile: with 2,145 residents, Mendenhall is larger than about 69% of Mississippi's Census places.
• Population density: about 401 people per square mile (Census land area 5.3 sq mi).
• Land area: Mendenhall covers 5.3 square miles, the 101st-largest area among Mississippi's 299 places.
• Water area: Mendenhall has 0.01 square miles of water, ranking 119th of 299 places in Mississippi.
• Share of state population: Mendenhall's 2,145 residents are about 0.1% of Mississippi.
• National rank: Mendenhall is 7,380th of 19,457 places nationwide.
• Growth rank: Mendenhall's 2020-to-2023 change ranks 157th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Mendenhall's 2.8%.
• Density rank: Mendenhall is the 163rd most densely settled place in Mississippi.
• Against the state median: Mendenhall runs about 401 residents per square mile, where the Mississippi median is 434.
• Location: mapped by the US Census Bureau at 31.9607, -89.8695.
• Nearest larger cities: Magee (10 mi); Florence (20 mi); Brandon (23 mi); Pearl (25 mi); Richland (25 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: D'Lo (3 mi); Braxton (8 mi); Puckett (10 mi).
• Smaller places within 50 miles: 33 of them.
• Larger places within 100 miles: 47.

The Mendenhall borrowing checklist

Before you apply in Mendenhall, a community of about 2,145, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Mendenhall-specific: the same Mississippi licensing and disclosure rules reach all 2,145 residents.

Mississippi consumer-lending rules applied in Mendenhall

This table holds the Mississippi rate and licensing rules for consumer loans made to Mendenhall's 2,145 residents.

The geography behind Mendenhall

Inside Mendenhall's boundaries lie roughly 5.3 square miles of land and 0.01 square miles of water. That land carries about 401 people per square mile. The largest place in Mississippi, Jackson, lies about 32 miles away. A 50-mile radius around Mendenhall takes in 23 places that are larger. The 100-mile radius contains 47 larger places.

Mendenhall in state context

Mendenhall is the 93rd-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Mendenhall stands 157th among Mississippi's 299 places — roughly the 47th percentile. At about 401 people per square mile, Mendenhall is the 163rd most densely settled place in Mississippi. Within 50 miles sit 33 smaller Census places, alongside the 23 that are larger.

How personal loans work in Mendenhall

Most loans made to Mendenhall's 2,145 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Mendenhall can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Mendenhall loan is knowable in advance — unlike a revolving card balance.