Personal loans in D'Lo, MS

A lender serving D'Lo holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 366 residents. For the 366 people in D'Lo, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. At about 366 residents, D'Lo is larger than roughly 23% of the places in Mississippi. If debt is already a strain, a nonprofit credit counsellor can help D'Lo residents before they take on more. The 2020 count to the 2023 estimate shows about 2.4% decline in D'Lo. For a bigger market, look to Mendenhall, MS about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Borrowing in D'Lo: the local picture

Most of what governs a D'Lo loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

Inside a D'Lo personal loan

A D'Lo personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 366 residents. Two numbers drive a D'Lo loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a D'Lo loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to D'Lo borrowers

At roughly 526 people per square mile, D'Lo is moderately settled; 42 larger places lie within 50 miles. Distance to a branch rarely matters for D'Lo's 366 residents: the application is online and the price follows your credit file. The nearest bigger place is Mendenhall, MS about 3 miles away.

The Mississippi lending rules that reach D'Lo

Read the table as a lender's compliance picture for D'Lo: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Where D'Lo sits in Mississippi

Within Mississippi, D'Lo holds roughly 0.0% of all residents, the 231st-largest share among 299 places. Its 2020-to-2023 change ranks 135th of 299 Mississippi places, putting it near the 55th percentile for growth. Its roughly 526 residents per square mile place it 119th among Mississippi's places. By land area, its 0.7 square miles rank 264th of 299 places in Mississippi.

Land, water and location for D'Lo

The Census Gazetteer records about 0.7 square miles of land within D'Lo, with no significant water area listed. The resulting density is about 526 people per square mile. The state's population centre of gravity, Jackson, is roughly 29 miles away. Within 50 miles of D'Lo there are 42 larger Census places. Within the same 50 miles lie 13 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in D'Lo if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in D'Lo is the same as anywhere in Mississippi.
What loan size can I expect in D'Lo?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in D'Lo?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in D'Lo cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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