Personal loans in D'Lo, MS
A lender serving D'Lo holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 366 residents. For the 366 people in D'Lo, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. At about 366 residents, D'Lo is larger than roughly 23% of the places in Mississippi. If debt is already a strain, a nonprofit credit counsellor can help D'Lo residents before they take on more. The 2020 count to the 2023 estimate shows about 2.4% decline in D'Lo. For a bigger market, look to Mendenhall, MS about 3 miles away.
Borrowing in D'Lo: the local picture
Most of what governs a D'Lo loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: about 366, ranked 231st of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.4% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: bigger than about 23% of the places in Mississippi, with 366 residents in D'Lo.
- Land and density: 0.7 square miles of land carry roughly 526 residents per square mile.
- Land area: D'Lo covers 0.7 square miles, the 264th-largest area among Mississippi's 299 places.
- State share: roughly 0.0% of Mississippi's residents live in D'Lo (366 people).
- Nationally: D'Lo is the 14,449th-largest of 19,457 Census places in the dataset.
- Growth rank: D'Lo ranks 135th among Mississippi's 299 places for the 2020-to-2023 change.
- Against the state trend: D'Lo's 2.4% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: D'Lo is the 119th most densely settled place in Mississippi.
- Density vs Mississippi: D'Lo's 526 people per square mile compare with a state median of 434.
- Location: 31.9870 / -89.9011, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mendenhall (3 mi); Magee (13 mi); Florence (17 mi); New Hebron (18 mi); Polkville (19 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Braxton (5 mi); Puckett (10 mi); Georgetown (17 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 126 larger Census places fall inside that radius.
Inside a D'Lo personal loan
A D'Lo personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 366 residents. Two numbers drive a D'Lo loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a D'Lo loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to D'Lo borrowers
At roughly 526 people per square mile, D'Lo is moderately settled; 42 larger places lie within 50 miles. Distance to a branch rarely matters for D'Lo's 366 residents: the application is online and the price follows your credit file. The nearest bigger place is Mendenhall, MS about 3 miles away.
The Mississippi lending rules that reach D'Lo
Read the table as a lender's compliance picture for D'Lo: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Where D'Lo sits in Mississippi
Within Mississippi, D'Lo holds roughly 0.0% of all residents, the 231st-largest share among 299 places. Its 2020-to-2023 change ranks 135th of 299 Mississippi places, putting it near the 55th percentile for growth. Its roughly 526 residents per square mile place it 119th among Mississippi's places. By land area, its 0.7 square miles rank 264th of 299 places in Mississippi.
Land, water and location for D'Lo
The Census Gazetteer records about 0.7 square miles of land within D'Lo, with no significant water area listed. The resulting density is about 526 people per square mile. The state's population centre of gravity, Jackson, is roughly 29 miles away. Within 50 miles of D'Lo there are 42 larger Census places. Within the same 50 miles lie 13 smaller Census places.
Common questions
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Nearby places
- Mendenhall, MS — population 2,145
- Braxton, MS — population 181
- Puckett, MS — population 347
- Magee, MS — population 3,938
- New Hebron, MS — population 367
- Florence, MS — population 4,753
- Georgetown, MS — population 247
- Polkville, MS — population 587