Personal loans in Pound, WI

The 2020 count to the 2023 estimate shows about 0.6% decline in Pound. Personal loans in Pound are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 352 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pound ranks 527th of 605 places in Wisconsin, with a population near 352. Borrowers who want a bigger city can look to Coleman, WI about 2 miles away. Which products a lender may offer to Pound's 352 residents follows from the Wisconsin consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Pound loan.

Pound by the numbers

The figures below are Pound's own — Census population, land area and coordinates — followed by the Wisconsin rules.

How a Pound personal loan is priced

A Pound personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 352 residents. The APR tracks your credit score rather than Pound's rank of 527th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Pound decides the split between a comfortable payment and the total interest you pay.

Before you apply in Pound

For Pound's roughly 352 residents, these are the steps that most influence the offer:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Verify the lender's Wisconsin licence with the regulator listed on this page.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Pound-specific: the same Wisconsin licensing and disclosure rules reach all 352 residents.

How Wisconsin law applies in Pound

This table holds the Wisconsin rate and licensing rules for consumer loans made to Pound's 352 residents.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

Pound: area, density and distance

Inside Pound's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 352 residents, the land area yields roughly 397 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 141 miles. Counting outward 50 miles, 40 larger communities surround Pound. The 100-mile radius contains 149 larger places.

Getting a loan in Pound

Pound is lightly settled, with about 397 people per square mile and 40 larger places within 50 miles. Distance to a branch rarely matters for Pound's 352 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Coleman, WI about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pound if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pound is the same as anywhere in Wisconsin.
What loan size can I expect in Pound?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pound?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pound cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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