Personal loans in Gillett, WI
Two households in Gillett with comparable incomes can still be offered different rates; the city's 1,276 residents are not the reason. Pull your credit reports and line up at least three offers before you apply from Gillett.
About 1,276 people live in Gillett, placing it 330th of 605 Census places in Wisconsin. Every figure below is Wisconsin's own, applied to Gillett's 1,276 residents, with the publisher and retrieval date attached. The trend for Gillett between 2020 and 2023 is downward by roughly 0.6%. The nearest larger city is Oconto Falls, WI about 8 miles away.
Gillett: the sourced local profile
The figures below are Gillett's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: an estimated 1,276 residents, 330th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.6% since the 2020 count.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: about 45% of Wisconsin's Census places are smaller than Gillett.
- Population density: about 945 people per square mile (Census land area 1.4 sq mi).
- Land area rank: Gillett's 1.4 square miles rank 416th of 605 places in Wisconsin.
- Water: Gillett holds about 0.01 square miles, the 353rd-largest water area in Wisconsin.
- Share of state population: Gillett's 1,276 residents are about 0.0% of Wisconsin.
- National rank: Gillett is the 9,327th most populous of the 19,457 Census places covered here.
- Growth rank: Gillett ranks 348th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Gillett moved 0.6%.
- Density rank: Gillett places 243rd among Wisconsin's places by people per square mile.
- Density in context: Gillett's 945 people per square mile sit against a Wisconsin median of 800.
- Location: 44.8899 / -88.3062, per the US Census Bureau Gazetteer.
- Nearest larger cities: Oconto Falls (8 mi); Bonduel (13 mi); Pulaski (16 mi); Shawano (16 mi); Oconto (21 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Suring (8 mi); Cecil (9 mi); Lena (13 mi).
- Smaller places within 50 miles: 28 of them.
- Larger places within 100 miles: 114.
Gillett against the rest of Wisconsin
Gillett is the 330th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Gillett ranks 348th of 605 in Wisconsin (about the 42th percentile). At about 945 people per square mile, Gillett is the 243rd most densely settled place in Wisconsin. Within 50 miles sit 28 smaller Census places, alongside the 41 that are larger.
Gillett: area, density and distance
Inside Gillett's boundaries lie roughly 1.4 square miles of land and 0.01 square miles of water. That land carries about 945 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 127 miles away. A 50-mile radius around Gillett takes in 41 places that are larger. Within the same 50 miles lie 28 smaller Census places.
How a Gillett personal loan is priced
Gillett is a small community of about 1,276 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Gillett loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Gillett decides the split between a comfortable payment and the total interest you pay.
How Wisconsin law applies in Gillett
The rows below set out what a licensed lender must follow in Wisconsin, and so for Gillett's roughly 1,276 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Before you apply in Gillett
Before you hand your details to a lender in Gillett, where the population is near 1,276:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
What differs between Gillett and the rest of Wisconsin is not the process but the borrower's own file, among the 1,276 people here.
Common questions
What are my options in Gillett if my credit is poor?
What loan size can I expect in Gillett?
Do I have to pledge anything to borrow in Gillett?
Does comparing loans in Gillett cost me credit score points?
Nearby places
- Suring, WI — population 518
- Cecil, WI — population 530
- Oconto Falls, WI — population 2,989
- Bonduel, WI — population 1,410
- Pulaski, WI — population 4,049
- Lena, WI — population 530
- Shawano, WI — population 9,237
- Coleman, WI — population 723