Personal loans in Crivitz, WI

Crivitz, Wisconsin — home to about 1,099 people — is a small community, so the terms you are offered follow Wisconsin law rather than any local rule.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 1,099 residents in Crivitz, which ranks it 353rd of 605 places in Wisconsin. For a community of about 1,099, the practical step is to compare APR across at least three lenders before committing. The 2020 count to the 2023 estimate shows about 0.5% growth in Crivitz. For the 1,099 people in Crivitz, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger city is Peshtigo, WI about 18 miles away.

The Crivitz data picture

Crivitz is a small community; the notes below cover its population profile and the statewide rules that apply.

How a Crivitz personal loan is priced

Most loans made to Crivitz's 1,099 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Crivitz loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Crivitz loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Crivitz

With about 678 residents per square mile, Crivitz is moderately settled, and 20 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Crivitz's 1,099 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Peshtigo, WI about 18 miles away.

The geography behind Crivitz

Crivitz covers about 1.6 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 678 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 150 miles away. A 50-mile radius around Crivitz takes in 20 places that are larger. Within the same 50 miles lie 15 smaller Census places.

How Crivitz compares across Wisconsin

Crivitz is the 353rd-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Crivitz stands 206th among Wisconsin's 605 places — roughly the 66th percentile. At about 678 people per square mile, Crivitz is the 351st most densely settled place in Wisconsin. By land area, its 1.6 square miles rank 372nd of 605 places in Wisconsin.

What Wisconsin law requires in Crivitz

Wisconsin has no separate rate rule for Crivitz; the sourced rows below are what reach every lender that serves its 1,099 people.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crivitz if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crivitz is the same as anywhere in Wisconsin.
What loan size can I expect in Crivitz?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crivitz?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crivitz cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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