Personal loans in Pisek, ND

Two households in Pisek with comparable incomes can still be offered different rates; the city's 87 residents are not the reason. An estimated 87 people make their home in Pisek, a figure that ranks 233rd in North Dakota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pisek lost roughly 2.2% of its population across the 2020-to-2023 comparison. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Pisek's 87 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pisek's 87 residents are no exception. For a bigger market, look to Park River, ND about 6 miles away.

Pisek: the sourced local profile

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

Pisek against the rest of North Dakota

Among North Dakota's 355 places, Pisek sits at 233rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Pisek stands 199th among North Dakota's 355 places — roughly the 44th percentile. By density, at about 763 people per square mile, it ranks 76th in North Dakota. The population moved by about 2 people between 2020 and 2023, a 2.2% shift.

Lender access in Pisek

Pisek is a moderately settled community of about 87 people, with 41 larger places inside a 50-mile radius. Distance to a branch rarely matters for Pisek's 87 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Park River, ND about 6 miles away.

How a Pisek personal loan is priced

In Pisek, a small community of about 87, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Pisek loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Pisek loan is knowable in advance — unlike a revolving card balance.

Pisek: area, density and distance

Inside Pisek's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 763 people per square mile. The state's population centre of gravity, Fargo, is roughly 108 miles away. A 50-mile radius around Pisek takes in 41 places that are larger. The 100-mile radius contains 119 larger places.

How North Dakota law applies in Pisek

Read the table as a lender's compliance picture for Pisek: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).
North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).
North Dakota Legislative Branch
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pisek if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pisek is the same as anywhere in North Dakota.
What loan size can I expect in Pisek?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pisek?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pisek cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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