Personal loans in Inkster, ND
By population, Inkster sits at 299th in North Dakota, with an estimated 37 residents. Inkster is a small community in North Dakota, with an estimated 37 residents, and every licensed lender here follows the same state rulebook.
Judge Inkster offers on total cost, not on how quickly the money arrives. Lenders active in Inkster report to a North Dakota supervisor, identified in the sourced rows below. Population in Inkster dropped about 2.6% over the three years from 2020 to 2023. The nearest larger city is Fordville, ND about 8 miles away.
Inkster by the numbers
The figures below are Inkster's own — Census population, land area and coordinates — followed by the North Dakota rules.
- Population: 37 people, a figure that places Inkster 299th among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: roughly 16% of North Dakota places rank below Inkster.
- Density: the Census land area of 1.0 sq mi holds about 37 people per square mile.
- By land area: Inkster ranks 118th among North Dakota's 355 places, at 1.0 sq mi.
- State share: roughly 0.0% of North Dakota's residents live in Inkster (37 people).
- National standing: Inkster ranks 19,147th of 19,457 US places.
- Growth rank: Inkster ranks 231st among North Dakota's 355 places for the 2020-to-2023 change.
- Against the state trend: Inkster's 2.6% change compares with a North Dakota average of -1.2% across its 355 places.
- Density rank: Inkster is the 333rd most densely settled place in North Dakota.
- Density in context: Inkster's 37 people per square mile sit against a North Dakota median of 352.
- Location: 48.1513 / -97.6441, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fordville (8 mi); Forest River (9 mi); Gilby (9 mi); Pisek (11 mi); Niagara (15 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Conway (6 mi); Ardoch (15 mi); Brocket (33 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 162 places are larger than Inkster.
Lender access in Inkster
At roughly 37 people per square mile, Inkster is sparsely settled; 50 larger places lie within 50 miles. What is available to Inkster's 37 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Fordville, ND about 8 miles away.
The North Dakota lending rules that reach Inkster
These are North Dakota's sourced lending facts as they reach Inkster's 37 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
A practical checklist for Inkster borrowers
Complete these steps first when you borrow in Inkster (37 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the North Dakota regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Inkster-specific: the same North Dakota licensing and disclosure rules reach all 37 residents.
The geography behind Inkster
Inside Inkster's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 37 people per square mile. For the state's biggest city, Fargo, the distance is roughly 97 miles. A 50-mile radius around Inkster takes in 50 places that are larger. The 100-mile radius contains 162 larger places.
Inkster's place among North Dakota's 355 places
Among North Dakota's 355 places, Inkster sits at 299th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 231st of 355 North Dakota places, putting it near the 35th percentile for growth. By density, at about 37 people per square mile, it ranks 333rd in North Dakota. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
What are my options in Inkster if my credit is poor?
What loan size can I expect in Inkster?
Do I have to pledge anything to borrow in Inkster?
Does comparing loans in Inkster cost me credit score points?
Nearby places
- Conway, ND — population 14
- Fordville, ND — population 202
- Pisek, ND — population 87
- Forest River, ND — population 111
- Gilby, ND — population 240
- Larimore, ND — population 1,224
- Park River, ND — population 1,385
- Niagara, ND — population 42