Personal loans in Forest River, ND

In Forest River, one of 355 Census places in North Dakota, the figure to compare across lenders is the APR, not the advertised rate. Forest River ranks 208th of 355 places in North Dakota, with a population near 111.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The trend for Forest River between 2020 and 2023 is upward by roughly 2.8%. Judge Forest River offers on total cost, not on how quickly the money arrives. The nearest larger city is Minto, ND about 7 miles away. Every figure below is North Dakota's own, applied to Forest River's 111 residents, with the publisher and retrieval date attached.

Forest River: population, trend and location

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

Where Forest River sits in North Dakota

Among North Dakota's 355 places, Forest River sits at 208th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Forest River ranks 26th of 355 in North Dakota (about the 93th percentile). At about 222 people per square mile, Forest River is the 229th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 3 residents.

Borrowing reach in Forest River

At roughly 222 people per square mile, Forest River is lightly settled; 36 larger places lie within 50 miles. A North Dakota licence lets a lender serve Forest River without a local office, so branch density does not change what its 111 residents are offered. For a larger market, the closest option is Minto, ND about 7 miles away.

Forest River: area, density and distance

The Census Gazetteer records about 0.5 square miles of land within Forest River, with no significant water area listed. That land carries about 222 people per square mile. For the state's biggest city, Fargo, the distance is roughly 98 miles. Forest River has 36 larger places within a 50-mile radius. By land area it ranks 190th of 355 North Dakota places.

The anatomy of a Forest River personal loan

A Forest River personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 111 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Forest River. Shortening the term on a Forest River loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

North Dakota rules behind a Forest River personal loan

For the roughly 111 residents of Forest River, the rules below are North Dakota's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).
North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).
North Dakota Legislative Branch
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Forest River if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Forest River is the same as anywhere in North Dakota.
What loan size can I expect in Forest River?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Forest River?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Forest River cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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