Personal loans in Forest River, ND
In Forest River, one of 355 Census places in North Dakota, the figure to compare across lenders is the APR, not the advertised rate. Forest River ranks 208th of 355 places in North Dakota, with a population near 111.
The trend for Forest River between 2020 and 2023 is upward by roughly 2.8%. Judge Forest River offers on total cost, not on how quickly the money arrives. The nearest larger city is Minto, ND about 7 miles away. Every figure below is North Dakota's own, applied to Forest River's 111 residents, with the publisher and retrieval date attached.
Forest River: population, trend and location
Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.
- Population: 111 — Forest River ranks 208th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: About 2.8% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
- Size percentile: roughly 41% of North Dakota's places have fewer residents than Forest River's 111.
- Density: the Census land area of 0.5 sq mi holds about 222 people per square mile.
- Land area: Forest River covers 0.5 square miles, the 190th-largest area among North Dakota's 355 places.
- State population share: Forest River accounts for about 0.0% of everyone in North Dakota.
- National rank: Forest River is the 17,931st most populous of the 19,457 Census places covered here.
- Growth rank: Forest River ranks 26th among North Dakota's 355 places for the 2020-to-2023 change.
- Versus North Dakota: the state average change is -1.2%, while Forest River moved 2.8%.
- Density in North Dakota: Forest River ranks 229th by people per square mile.
- Density in context: Forest River's 222 people per square mile sit against a North Dakota median of 352.
- Location: 48.2166, -97.4703 (Census Gazetteer coordinates).
- Nearest larger cities: Minto (7 mi); Gilby (9 mi); Grafton (14 mi); Fordville (15 mi); Oslo (16 mi). Larger metros often have more branches, but online lenders reach Forest River on the same terms.
- Smaller towns nearby: Ardoch (6 mi); Inkster (9 mi); Conway (10 mi).
- Within a 50-mile radius: 20 smaller Census places.
- At 100 miles: 111 larger Census places fall inside that radius.
Where Forest River sits in North Dakota
Among North Dakota's 355 places, Forest River sits at 208th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Forest River ranks 26th of 355 in North Dakota (about the 93th percentile). At about 222 people per square mile, Forest River is the 229th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 3 residents.
Borrowing reach in Forest River
At roughly 222 people per square mile, Forest River is lightly settled; 36 larger places lie within 50 miles. A North Dakota licence lets a lender serve Forest River without a local office, so branch density does not change what its 111 residents are offered. For a larger market, the closest option is Minto, ND about 7 miles away.
Forest River: area, density and distance
The Census Gazetteer records about 0.5 square miles of land within Forest River, with no significant water area listed. That land carries about 222 people per square mile. For the state's biggest city, Fargo, the distance is roughly 98 miles. Forest River has 36 larger places within a 50-mile radius. By land area it ranks 190th of 355 North Dakota places.
The anatomy of a Forest River personal loan
A Forest River personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 111 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Forest River. Shortening the term on a Forest River loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
North Dakota rules behind a Forest River personal loan
For the roughly 111 residents of Forest River, the rules below are North Dakota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer. Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3). | North Dakota Legislative Branch as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
Common questions
What are my options in Forest River if my credit is poor?
What loan size can I expect in Forest River?
Do I have to pledge anything to borrow in Forest River?
Does comparing loans in Forest River cost me credit score points?
Nearby places
- Minto, ND — population 609
- Ardoch, ND — population 33
- Gilby, ND — population 240
- Inkster, ND — population 37
- Conway, ND — population 14
- Grafton, ND — population 4,059
- Pisek, ND — population 87
- Emerado, ND — population 441