Personal loans in Pilot Point, AK

The closest larger place is Port Heiden, AK about 51 miles away. Population in Pilot Point dropped about 10.3% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Pilot Point are all set at the Alaska level. Compare APR, not the interest rate, because the APR folds in most fees on a Pilot Point loan.

Pilot Point by the numbers

Here is the sourced Census picture for Pilot Point, plus the Alaska lending rules that apply to a loan taken out here.

• Population: about 61, ranked 139th of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 10.3% across the 2020-to-2023 comparison.
• People gained or lost: about 7 fewer since the 2020 base.
• Size percentile: Pilot Point's 61 people outrank roughly 7% of the places in Alaska.
• Population density: about 2 people per square mile (Census land area 24.6 sq mi).
• Land area rank: Pilot Point's 24.6 square miles rank 38th of 149 places in Alaska.
• Water area rank: Pilot Point ranks 8th among Alaska's 149 places, with 130.25 sq mi.
• Share of state population: Pilot Point's 61 residents are about 0.0% of Alaska.
• Nationally: Pilot Point is the 18,812th-largest of 19,457 Census places in the dataset.
• Growth rank: Pilot Point ranks 148th among Alaska's 149 places for the 2020-to-2023 change.
• Against the state trend: Pilot Point's 10.3% change compares with a Alaska average of -3.1% across its 149 places.
• Density rank: Pilot Point is the 142nd most densely settled place in Alaska.
• Against the state median: Pilot Point runs about 2 residents per square mile, where the Alaska median is 40.
• Location: it lies at 57.5411, -157.7228 in the Census Gazetteer.
• Nearest larger cities: Port Heiden (51 mi); Chignik (90 mi); Manokotak (93 mi); Clark's Point (94 mi); Dillingham (109 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Egegik (46 mi).
• Smaller neighbours: 1 places smaller than Pilot Point sit within 50 miles.
• Larger places within 100 miles: 4.

Inside a Pilot Point personal loan

In Pilot Point, a small community of about 61, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Pilot Point's 61 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Pilot Point loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Pilot Point

Pilot Point's land area is about 24.6 square miles; a further 130.25 square miles is water. That land carries about 2 people per square mile. The largest place in Alaska, Anchorage, lies about 388 miles away. Within 50 miles of Pilot Point there are 0 larger Census places. By land area it ranks 38th of 149 Alaska places.

Pilot Point against the rest of Alaska

Against Alaska's other places, Pilot Point accounts for about 0.0% of the state's population and ranks 139th of 149 by size. Its 2020-to-2023 change ranks 148th of 149 Alaska places, putting it near the 1th percentile for growth. Its roughly 2 residents per square mile place it 142nd among Alaska's places. By land area, its 24.6 square miles rank 38th of 149 places in Alaska.

Which Alaska laws govern a loan in Pilot Point

Read the table as a lender's compliance picture for Pilot Point: the rule, the sourced figure, the publisher and the date.

How lenders reach Pilot Point

At roughly 2 people per square mile, Pilot Point is sparsely settled; 0 larger places lie within 50 miles. Whether Pilot Point has a local branch or not, a Alaska-licensed lender can serve its 61 people online on the same terms. The nearest larger city, Port Heiden, AK about 51 miles away.