Personal loans in Chignik, AK
A lender serving Chignik holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 86 residents. Price two or three terms so you can see which payment is truly affordable in Chignik.
With 86 residents, Chignik outranks about 13% of the communities in Alaska. For the 86 people in Chignik, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Chignik down by about 9.5%. Borrowers who want a bigger city can look to Port Heiden, AK about 47 miles away.
What the Census records for Chignik
The figures below are Chignik's own — Census population, land area and coordinates — followed by the Alaska rules.
- Population: 86 — Chignik ranks 129th of 149 communities in Alaska (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 9.5% across the 2020-to-2023 comparison.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: Chignik's 86 people outrank roughly 13% of the places in Alaska.
- Density: roughly 8 residents per square mile, spread over 10.9 sq mi of land.
- By land area: Chignik ranks 62nd among Alaska's 149 places, at 10.9 sq mi.
- Water area rank: Chignik ranks 44th among Alaska's 149 places, with 4.91 sq mi.
- State population share: Chignik accounts for about 0.0% of everyone in Alaska.
- Nationally: Chignik is the 18,366th-largest of 19,457 Census places in the dataset.
- Growth rank: Chignik's 2020-to-2023 change ranks 144th of 149 places in Alaska.
- Against the state trend: Chignik's 9.5% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Chignik is the 124th most densely settled place in Alaska.
- Density vs Alaska: Chignik's 8 people per square mile compare with a state median of 40.
- Location: 56.2952 / -158.3918, per the US Census Bureau Gazetteer.
- Nearest larger cities: Port Heiden (47 mi); Sand Point (106 mi). Lenders licensed in the state serve Chignik whether or not they keep a local branch.
- Nearest smaller places: Pilot Point (90 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 1 larger Census places fall inside that radius.
What a Chignik borrower is actually offered
With roughly 86 residents, Chignik is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Chignik. Because the payment is fixed, the total cost of a Chignik loan is knowable in advance — unlike a revolving card balance.
Chignik against the rest of Alaska
Within Alaska, Chignik holds roughly 0.0% of all residents, the 129th-largest share among 149 places. Its 2020-to-2023 change ranks 144th of 149 Alaska places, putting it near the 3th percentile for growth. At about 8 people per square mile, Chignik is the 124th most densely settled place in Alaska. Within 50 miles sit 0 smaller Census places, alongside the 1 that are larger.
The Alaska lending rules that reach Chignik
The rows below set out what a licensed lender must follow in Alaska, and so for Chignik's roughly 86 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
What is available to Chignik borrowers
At roughly 8 people per square mile, Chignik is sparsely settled; 1 larger places lie within 50 miles. A Alaska licence lets a lender serve Chignik without a local office, so branch density does not change what its 86 residents are offered. The nearest bigger place is Port Heiden, AK about 47 miles away.
Land, water and location for Chignik
Inside Chignik's boundaries lie roughly 10.9 square miles of land and 4.91 square miles of water. With 86 residents, the land area yields roughly 8 people per square mile. The largest place in Alaska, Anchorage, lies about 469 miles away. A 50-mile radius around Chignik takes in 1 places that are larger. Within the same 50 miles lie 0 smaller Census places.
Common questions
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Nearby places
- Port Heiden, AK — population 91
- Pilot Point, AK — population 61
- Egegik, AK — population 34
- Sand Point, AK — population 600
- Manokotak, AK — population 464
- Clark's Point, AK — population 63
- Dillingham, AK — population 2,126
- Aleknagik, AK — population 199