Personal loans in Egegik, AK
Egegik lost roughly 10.5% of its population across the 2020-to-2023 comparison. In Egegik, one of 149 Census places in Alaska, the figure to compare across lenders is the APR, not the advertised rate.
At about 34 residents, Egegik is larger than roughly 3% of the places in Alaska. Borrowers who want a bigger city can look to Pilot Point, AK about 46 miles away. Every figure below is Alaska's own, applied to Egegik's 34 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Egegik residents before they take on more.
Egegik by the numbers
Two layers matter for a Egegik borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: about 34, ranked 144th of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 10.5% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: with 34 residents, Egegik is larger than about 3% of Alaska's Census places.
- Density: roughly 1 residents per square mile, spread over 29.6 sq mi of land.
- Land area: Egegik covers 29.6 square miles, the 30th-largest area among Alaska's 149 places.
- Water: Egegik holds about 98.95 square miles, the 10th-largest water area in Alaska.
- Share of state population: Egegik's 34 residents are about 0.0% of Alaska.
- National rank: Egegik sits 19,186th by population among the 19,457 places in this dataset.
- Growth in Alaska: Egegik stands 149th by percentage change from 2020 to 2023, among 149 places.
- Versus Alaska: the state average change is -3.1%, while Egegik moved 10.5%.
- Density rank: Egegik is the 146th most densely settled place in Alaska.
- Density vs Alaska: Egegik's 1 people per square mile compare with a state median of 40.
- Location: latitude 58.2051, longitude -157.5220 (Census Gazetteer).
- Nearest larger cities: Pilot Point (46 mi); Clark's Point (57 mi); Manokotak (62 mi); Dillingham (69 mi); Ekwok (79 mi). Online lenders reach Egegik no matter how far the nearest branch is.
- Smaller places within 50 miles: 0 of them.
- Within 100 miles: 8 places are larger than Egegik.
How personal loans work in Egegik
Egegik is a small community of about 34 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Egegik can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Egegik loan is knowable in advance — unlike a revolving card balance.
What Alaska law requires in Egegik
Read the table as a lender's compliance picture for Egegik: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Egegik against the rest of Alaska
Set beside Alaska's 149 places, Egegik ranks 144th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Egegik ranks 149th of 149 in Alaska (about the 0th percentile). At about 1 people per square mile, Egegik is the 146th most densely settled place in Alaska. In land area, Egegik ranks 30th among Alaska's 149 places.
Where Egegik sits
The Census Gazetteer records 29.6 square miles of land and 98.95 square miles of water within Egegik. Spread across it are roughly 1 residents per square mile. Anchorage, the largest place in Alaska, is about 353 miles from Egegik. Egegik has 1 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.
What is available to Egegik borrowers
With about 1 residents per square mile, Egegik is sparsely settled, and 1 larger Census places sit within 50 miles. What is available to Egegik's 34 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Pilot Point, AK about 46 miles away.
Common questions
What are my options in Egegik if my credit is poor?
What loan size can I expect in Egegik?
Do I have to pledge anything to borrow in Egegik?
Does comparing loans in Egegik cost me credit score points?
Nearby places
- Pilot Point, AK — population 61
- Ekwok, AK — population 103
- Clark's Point, AK — population 63
- New Stuyahok, AK — population 491
- Dillingham, AK — population 2,126
- Manokotak, AK — population 464
- Aleknagik, AK — population 199
- Port Heiden, AK — population 91