Personal loans in Perrytown, AR

Perrytown is home to roughly 225 people and stands 362nd by size out of 500 Census places in Arkansas. Use the calculator on this page to price an amount and term before you commit in Perrytown. Population in Perrytown dropped about 3.0% over the three years from 2020 to 2023. The closest larger city is Hope, AR about 4 miles away.

Perrytown by the numbers

Set out below is Perrytown's local context next to the state-level rules that reach every lender here.

• Population: 225 — Perrytown ranks 362nd of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.0% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: Perrytown's 225 people outrank roughly 28% of the places in Arkansas.
• Density: the Census land area of 1.4 sq mi holds about 161 people per square mile.
• Land area rank: Perrytown's 1.4 square miles rank 299th of 500 places in Arkansas.
• Water area: Perrytown has 0.01 square miles of water, ranking 172nd of 500 places in Arkansas.
• Share of state population: Perrytown's 225 residents are about 0.0% of Arkansas.
• Nationally: Perrytown is the 16,099th-largest of 19,457 Census places in the dataset.
• Growth in Arkansas: Perrytown stands 370th by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Perrytown's 3.0% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Perrytown places 406th among Arkansas's places by people per square mile.
• Density vs Arkansas: Perrytown's 161 people per square mile compare with a state median of 386.
• Location: 33.6971, -93.5324 (US Census Bureau Gazetteer).
• Nearest larger cities: Hope (4 mi); Emmet (4 mi); Prescott (11 mi); Blevins (12 mi); Rosston (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Oakhaven (6 mi); Washington (10 mi); Bodcaw (12 mi).
• Within a 50-mile radius: 25 smaller Census places.
• Within 100 miles: 170 places are larger than Perrytown.

Before you apply in Perrytown

These steps shape the offer you get in Perrytown, a place of about 225 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Perrytown as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 225 residents.

How Perrytown compares across Arkansas

Against Arkansas's other places, Perrytown accounts for about 0.0% of the state's population and ranks 362nd of 500 by size. Its 2020-to-2023 change ranks 370th of 500 Arkansas places, putting it near the 26th percentile for growth. By density, at about 161 people per square mile, it ranks 406th in Arkansas. Between 2020 and 2023 the count changed by roughly 7 residents.

What shapes a Perrytown personal loan

With roughly 225 residents, Perrytown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Perrytown's rank of 362nd in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Perrytown loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Arkansas consumer-lending rules applied in Perrytown

Arkansas has no separate rate rule for Perrytown; the sourced rows below are what reach every lender that serves its 225 people.

Lender access in Perrytown

Perrytown is a lightly settled community of about 225 people, with 44 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Perrytown without a local office, so branch density does not change what its 225 residents are offered. For a larger market, the closest option is Hope, AR about 4 miles away.