Personal loans in Emmet, AR

Emmet shed about 3.4% of its population between the 2020 base and the 2023 estimate. For the 401 people in Emmet, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Emmet. The nearest larger city is Prescott, AR about 7 miles away.

The Emmet data picture

Set out below is Emmet's local context next to the state-level rules that reach every lender here.

• Population: 401 — Emmet ranks 289th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.4% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 14 residents.
• Size percentile: with 401 residents, Emmet is larger than about 42% of Arkansas's Census places.
• Density: the Census land area of 1.4 sq mi holds about 278 people per square mile.
• Land area: Emmet covers 1.4 square miles, the 295th-largest area among Arkansas's 500 places.
• Water area: Emmet has 0.02 square miles of water, ranking 143rd of 500 places in Arkansas.
• Within Arkansas: about 0.0% of the state's population lives in Emmet.
• Nationally: Emmet is the 14,088th-largest of 19,457 Census places in the dataset.
• Growth rank: Emmet's 2020-to-2023 change ranks 388th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Emmet moved 3.4%.
• Density rank: Emmet places 320th among Arkansas's places by people per square mile.
• Density in context: Emmet's 278 people per square mile sit against a Arkansas median of 386.
• Location: it lies at 33.7225, -93.4662 in the Census Gazetteer.
• Nearest larger cities: Prescott (7 mi); Hope (8 mi); Gurdon (22 mi); Stamps (25 mi); Lewisville (26 mi). Lenders licensed in the state serve Emmet whether or not they keep a local branch.
• Smaller places nearby: Perrytown (4 mi); Oakhaven (9 mi); Bodcaw (12 mi).
• Within a 50-mile radius: 36 smaller Census places.
• Within 100 miles: 135 places are larger than Emmet.

Which Arkansas laws govern a loan in Emmet

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Emmet lender must follow.

Emmet in state context

Among Arkansas's 500 places, Emmet sits at 289th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Emmet stands 388th among Arkansas's 500 places — roughly the 22th percentile. By density, at about 278 people per square mile, it ranks 320th in Arkansas. Within 50 miles sit 36 smaller Census places, alongside the 31 that are larger.

Borrowing reach in Emmet

Emmet is lightly settled, with about 278 people per square mile and 31 larger places within 50 miles. What is available to Emmet's 401 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Prescott, AR about 7 miles away.

Emmet: area, density and distance

Inside Emmet's boundaries lie roughly 1.4 square miles of land and 0.02 square miles of water. With 401 residents, the land area yields roughly 278 people per square mile. The largest place in Arkansas, Little Rock, lies about 94 miles away. Counting outward 50 miles, 31 larger communities surround Emmet. By land area it ranks 295th of 500 Arkansas places.

How personal loans work in Emmet

In Emmet, a small community of about 401, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Emmet loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Emmet loan raises the monthly payment but cuts the interest; lengthening it does the reverse.